Solar Max Tech Residential solar company Claim to offer zero down with good credit riverside California

Solarmax Renewable Energy Provider provides zero down financing to the vast majority of credit applicants. For example, in March 2014, over 75% of our applicants were approved with no down payment. In many instances, applicants who would have been approved with no down payment, offered a down payment anyway.

In this applicant’s case, an internal email was inadvertently forwarded to the applicant. The email was never intended for the applicant. The email was sent to remind the intended recipient, an employee, of our process. We apologize for this error, and for any negative perception, or dissatisfaction, it created for our customer. We are barred from disclosing information regarding the applicant by both State and Federal Privacy Laws, and would not disclose reasons for our decision in a public forum.

Generally speaking, we base our financing decisions on our assessment that the applicant(s) have:

1. The Ability to pay SolarMax
2. Stability factors that indicate the applicant is likely to continue to have the Ability to Pay us for the Term of the financing
3. A demonstrated Willingness to Pay us
4. A satisfactory Equity position based on our assessment of 1-3 above

This allows us to approve customers who might not qualify based on a strict credit score cutoff. We also offer flexible finance options. Our rates range from 0.99% APR to 10.99% APR. In most instances, we also offer the ability for customers, who are charged rates above 5.99%, to obtain lower rates by utilizing down payment. When a customer uses their own money upfront, they are usually less likely to default and lose their investment. By using down payment to reduce the amount financed, the financial risk is also reduced. Based on our Risk Based Pricing, most customers can obtain lower rates by either providing down payment, or by shortening the term of their financing.

We understand that applicants are often disappointed, and sometimes angry, when they are not approved for financing on terms or rates that they desire, or believe they deserve. There is no pleasure in disappointing a potential customer who wants to be our customer. Our customer’s satisfaction with our financing services is very important to us. We are sorry that this applicant was not satisfied with our financing services.

Solarmax Renewable Energy Provider provides zero down financing to the vast majority of credit applicants. For example, in March 2014, over 75% of our applicants were approved with no down payment. In many instances, applicants who would have been approved with no down payment, offered a down payment anyway.

In this applicant’s case, an internal email was inadvertently forwarded to the applicant. The email was never intended for the applicant. The email was sent to remind the intended recipient, an employee, of our process. We apologize for this error, and for any negative perception, or dissatisfaction, it created for our customer. We are barred from disclosing information regarding the applicant by both State and Federal Privacy Laws, and would not disclose reasons for our decision in a public forum.

Generally speaking, we base our financing decisions on our assessment that the applicant(s) have:

1. The Ability to pay SolarMax
2. Stability factors that indicate the applicant is likely to continue to have the Ability to Pay us for the Term of the financing
3. A demonstrated Willingness to Pay us
4. A satisfactory Equity position based on our assessment of 1-3 above

This allows us to approve customers who might not qualify based on a strict credit score cutoff. We also offer flexible finance options. Our rates range from 0.99% APR to 10.99% APR. In most instances, we also offer the ability for customers, who are charged rates above 5.99%, to obtain lower rates by utilizing down payment. When a customer uses their own money upfront, they are usually less likely to default and lose their investment. By using down payment to reduce the amount financed, the financial risk is also reduced. Based on our Risk Based Pricing, most customers can obtain lower rates by either providing down payment, or by shortening the term of their financing.

We understand that applicants are often disappointed, and sometimes angry, when they are not approved for financing on terms or rates that they desire, or believe they deserve. There is no pleasure in disappointing a potential customer who wants to be our customer. Our customer’s satisfaction with our financing services is very important to us. We are sorry that this applicant was not satisfied with our financing services.