Sprint - Cavalry Portfolio ripoff dishonest fraudulent billing florida Cape Coral Florida

Donald,

It's all in WHAT you write, and HOW you send it. Only one communication is required when you get a collection notice. It is called a DEBT VALIDATION request, and it needs to be sent by certified mail, return reciept requested. Put the certified# on the letter itself, and keep a copy for your records. This proves WHAT you sent.

In this letter clearly dispute the debt and demand to see whatever you allegedly signed to create it, as well as a full account history and itemization of charges.

NEVER speak to any debt collector on the phone! NEVER!

And NEVER provide them ANY information they do not already have, as indicated on a collections letter!

YOU never have to prove you don't owe a debt, THEY always have to prove that you do, and you are not required to help them do it!

And, forget the BBB. they are totally useless and have no legal authority to make anyone do anything. The FTC has sole authority over debt collectors which is spelled out in the FDCPA.

As far as credit bureaus go, it takes only one letter sent by the means above to get an item off your report. In this dispute, clearly state that as per your rights under the FCRA, you want to have copies of all correspondence used in the dispute/validation procedure. Failure to do so will result in an immediate lawsuit.

This is all very easy to do, and it certainly doesn't take 3 years. It takes about 45 days.

the BBB in Kansas City was able to get sprint to respond to me and I have a statment from them stating the the account in question was not my account . I still have to send it to all the credit agency's .This only took me 3 years but I am moving forward

Dear Donald,
I'm currently going to court w/ Cavalry over a Sprint bill. I had been trying to get a hold of Sprint w/ no luck & finally I wrote a nasty letter to the BBB about Sprint & how they have violated my rights according to the FTC. What do you know 2 weeks later Sprint was calling me wanting to know what they could do to help. So if you really need to speak to some one at Sprint this is the best way to get a hold of some one over there.

Don't get me wrong they were not able to help me, but maybe they can help you with your situation.

To every one else out there reading this if a Debt collector requests your SS# or a copy of your driver's license I suggest that you don't give it to them. They don't want to help you all they want is your money. You are just giving them the most important information they need to garnish your wages or sale your identity to someone else.

I also have a report listed here on Rip Off Report, the below is my Title

Cavalry Portfolio Services, Cavalry SPV I, Battling Cavalry Phoenix Arizona

I will update it later w/ any other information I find out from Sprint's Legal Department

Good Luck,
Mesa, Arizona