Complaint Review: Sprint PCS And Calvary Portfolio Services - Reston Virginia
- Sprint PCS And Calvary Portfolio Services 2001 Edmund Halley Drive Reston, Virginia U.S.A.
- Phone: 703-4334000
- Web:
- Category: Collection Agency's
Sprint PCS And Calvary Portfolio Services Conspiracy to collect invalid debts Ripoff Reston Virginia
*Author of original report: Confirmed outside FRAUD.
*Consumer Suggestion: David!...STOP!!..Read This..
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On June 28, 2006 I received a letter from Calvary Portfolio Services stating I owe Sprint PCS $1348.66 for a cell phone account I closed in good standing back in 1998. It makes no sense because that's EIGHT years ago and I haven't had any further contact from Sprint since I closed the account then this letter shows up in my mailbox asking for a ridiculous amount of money. I don't even have any entries in my credit reports from Sprint. Wouldn't you think during the course of 8 years I would have received at least a bill or some form of attempt from Sprint to get me to pay?
This setup is obviously a conspiracy between Cavalry and Sprint to fabricate invalid debt collections in hopes that people will actually pay it. I mailed a letter to Cavalry to dispute the debt and to ask them to validate the debt. Cavalry said it will be 30 days until I get a response. Cavalry also wanted me to provide a phone bill from 8 years ago. Who keeps phone bills from 8 years ago?
I've made a dozen calls to Sprint PCS asking them to validate the debt and I constantly get the run around and I get referred back to the collection agency. Sprint tells me they have archived the records because it's been so long (8 yrs). The only information Sprint can come up with is they show my last bill as $45 in June 1998, that is the month when I closed the account. They have absolutely no proof or explanation of where this debt was accumulated other than we say so.
Needless to say I do not owe this debt and I absolutely will NOT pay it. I have a 750 ISSAC score and I pay ALL of my debts, so obviously I don't want my credit to go south because of this.
I've contacted my attorney, but basically we are in a waiting period to see if the debt can be validated, then I will decide if it's cost effective to pay him to file a case and take this matter to court. He is currently looking into a class action suit against Sprint. The only way this false debt COULD be validated is if somebody fabricates a batch of fake paperwork.
If anyone with consumer law knowledge has any advice for me, I would gladly appreciate the help.
David
Oklahoma City, Oklahoma
U.S.A.
This report was posted on Ripoff Report on 07/02/2006 05:24 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sprint-pcs-and-calvary-portfolio-services/reston-virginia-20191/sprint-pcs-and-calvary-portfolio-services-conspiracy-to-collect-invalid-debts-ripoff-resto-199207. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Author of original report
Confirmed outside FRAUD.
AUTHOR: David - (U.S.A.)
SUBMITTED: Wednesday, September 06, 2006
This case was confirmed by Sprint PCS as some form of outside fraud. The debt was removed from my name and closed in collections. CASE CLOSED.

#1 Consumer Suggestion
David!...STOP!!..Read This..
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Monday, July 03, 2006
David,
Sprint is NOT in any way involved anymore. They sold that debt in the first year. It has been passed around among JUNK DEBT BUYERS for the last 7 years.
This debt is past the legal Statute of Limitations anyway, and THEY KNOW IT! It is UNCOLLECTABLE.
NEVER speak to ANY collector on the phone, and NEVER contact an original creditor on a collection account unless THEY themselves are still collecting it.
Your lawyer must clearly be an idiot as there is no reason to seek validation on a debt that is 8 years old when the SOL in OK is 5 years!
Get a different lawyer ASAP!
All you have to do is go to the FTC website and read/print the FDCPA and the FCRA. Read and study them. Then go to budhibbs.com and read all about Calvary and other JUNK DEBT BUYERS. Click on the Agencies To Avoid tab.
All you have to do is send these jerks a CEASE COMMUNICATIONS request by certified mail/rrr and keep a copy and proof of mailing for your records.
Done.


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