Complaint Review: Sterling United - Sterling & King - Sterling And King Collections - dont know Florida
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Sterling United - Sterling & King - Sterling And King Collections Threatening phone calls that they are filing criminal charges dont know, Florida
*Consumer Comment: Your debt was discharged in your bankruptcy!
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This sterling and king company has called me and left messages on my vm (that I have saved) telling me that they are filing charges against me for fraud of a financial institution???
Here is the story I fell into some hard times and had to get a payday loan. I didnt not write a check it was an ACH. I banked with Washington Mutual at the time, well Chase bought out Washington Mutual and changed routing numbers but my account number was the same
I lost my job and had to file BK7 and added this payday loan company to it. They are still calling and telling me that charges have been filed in my county and that I am going to jail for writing a bad check???
I told them I didnt write a bad check and explained to them what happened with the bank. They called me a liar and a no good for not paying my bills. As if they havent fallen on hard times before.
I tried to make arrangements with them but they dont want to. In my research I have found I am not the only one they like to harrass and theaten false things too. This company needs to have a stop put to them.
Isnt this illegal????
This report was posted on Ripoff Report on 02/28/2010 05:01 AM and is a permanent record located here: https://www.ripoffreport.com/reports/sterling-united-sterling-king-sterling-and-king-collections/dont-know-florida-/sterling-united-sterling-king-sterling-and-king-collections-threatening-phone-calls-575503. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Your debt was discharged in your bankruptcy!
AUTHOR: MovingForward - (United States of America)
SUBMITTED: Sunday, February 28, 2010
Sterling and King is a collection agency located in Casselberry Fl.
First, since you filed BK CH 7 and have been successfully discharged (it appears) then this debt is also discharged. Sterling and King are violating the discharge injuction by contacting you after your discharge for a debt that you no longer owe!
As a result, you can sue Sterling and King for this huge violation. The BK court is very strict about creditors going after debtors for money discharged in bankruptcy. The court can and will award fees to you and against Sterling and King. Also these people would have to pay your attorney fees.
Keep the voice mail as evidence. Contact your BK attorney. If he won't sue them because he is too busy, there are other consumer attorney's that will. NACA.net for example.
Second, you are not going to jail for writing a bad check. Even if you had not filed BK, this is a violation of the FDCPA.
Learn your rights. Keep documentation. If you don't have access to your BK records, you can get a copy on PACER.
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