Storm Damage Specialists James Kennedy misrepresented himself to an 87 year old man who is hard of hearing and ill and did not fully understand or know what he was signing. He made my father beleive that he was authorized by Allstate Insurance. Aske d questions and made phone calls in order to obtain information to place a lien in the event he did not work his scam. Wanted to take control of the insurance check provided by Allstate. Merriville Indiana

Regardles of the facts as to the age or illness of your father, its not really relevant to a valid contract signed by him unless he is a ward of the county, state or to you or is incompetent.

Indiana Law enacted in 2012 was clearly made to stop wind and hail contractors from flooding the market place in Indiana acting as your adjuster and contractor in violation of State Law. In Indiana a contractor cannot hold both a contractor license and an adjuster license at the same time to avoid a conflict of interest in any claim as you have suffered. 

In short the contractor cannot negotiate, adjust,file or even present your claim to the insurance carrier on your behalf. The contractor has admittedly negotiated and presented your claim to the company in violation fo State Law and is subject to to a felony and loss of license and fine or both. We have worked diligently this year to assist the Attorney General in identifying the storm chasers in Indiana and they have placed heavy fines against many and forced them to remove their web sites off the interent that state they will meet with the adjuster, file your claim, and negotiate a ettlement with the adjuster all in violation of the law. Many have been taken into court by the State to enforce penalties for the new law that they are not licensed advocates or public adjusters.

We suggest you file your complaint (not with the dept of Insurance) but with the Attorney General office on line and request assistance from Luminita Nodit, Deputy Attorney General who spear head this issue for us during 2013 wherein dozens of storm chaser roof contractors have been fined and barred in iNDIANA and wil contiue to be rounded up. 

I belive your entire contract with the roofer is voided due to his actions of being both your advocate or public adjuster and contractor representing your interest illegally to Allstate in filing, pursuing, and negotiating a settlement for you. Shame on Allstate to deal with these roof contractors! File with or Contact Consumer Protection Deputy Atty General Lumi Nodit at 302 W. Washington -IGCS fith floor Indy 46204 with your complaint.

The Claim Advocate

Before reading the information below please keep in mind that my company/myself has helped nearly 3000 people all in Northwest Indiana get settelments from their insurance carriers that lead to the replacement of some or all of those 3000 peoples roofs, siding, gutters, downspouts, and or had their interior refinsihed. Of those 3000 people I only know of a small handfull of them who are not satisfied, one of which are Michael and Mellissa Johnson.

Also, I am quite sure that all of you reading this will agree that we all know someone in our family and or someone that we may just know who steals from businesses and or sues companies for money that is not deserved (I.E. the woman who sued McDonalds for millions because she spilled her hot coffee). After you read the details below of what happened with Michael and Mellissa Johnson I will let you come to the conclusion for yourself if they are in the catagory I just described above or not.

The Person(s) who made the previous post specifically the: The Home owner -  () would be Michael and Melissa Johnson. They failed to explain the details of exactly what happened and how we helped them and in the end they took advantage of small local family owned busness. The details are as follows:

Mchael and Melissa Johnson hired us to install an emergeny tarp on their home and to negotiate with their insurance company to attain a settlement for them to get their home repaired/roof replaced after a storm. We were able to make their insurance carrier pay to replace the roof on their home for approximately $6000.00, this dollar amount included the installation of an emergency tarp. The first check that their insurance company sent to them was approximately $4000.00 to start the repairs which they paid to us as they were contracted to. At the time they paid the $4000.00 they were advised to make an appointment at our local office to pick their material and color selection which Michael and Melissa Johnson did not.

About 1 week after paying us Mike Johnson called me and told me that he wanted to cancel and he also demanded a refund. It was at this time that I explained to him that I would have to draft up the cancelation document and that would take some time and that he would have to pay for the tarp (which we installed that his insurance carrier paid for) and that the 25% representation fee for cancelling (the 25% was previoiusly agreed by them in writing if we were to get them a settlement and they should deciede not to let us perform the work. Mike went on to tell me that he was not going to be paying me for the tarp and or the 25 percent and he then drove to my office and made a scene demanding his money back.

I went on to explain to him again that we had to draft up the cancellation document and that it would take some time and that I would try to have it ready by end of business that day which I was not able to do. I did call him to let him know that I was not able toi finish it and that I would have it ready the next day and scheduled an appointment with them which he no showed. I called him to see what happened and he never called back and that was the last I heard from Mike and Melissa Johnson for several months.

In spring of the following year I recieved a letter that was forwarded from an old P.O. Box that looked like I had a court date with regards to the Johnson's so I called one of our local attorneys Shawn Olsen and asked him if he knew what it was about. He went on to inform me that there was a court date that I missed and that I had a default judgement against my company for $26,000.00. Keep in mind that we helped the Johnson's get a free roof.

After further investigations I discovered that my accountant had our address with the secretary of state filed wrong (which was an accident.) I never received the summons and had no idea of the court date and never had a chance to defend myself.

We offered to refund the money that was owed to The Johnson's on more than one occassion (the original $4000.00 less the tarp and 25 percent as they agreed/previously contracted) which they refused. We still offer to refund what is fair to the Johnson's to all those reading this. After they refused my attorney suggested that we appeal the judgemennt and ask for a motion to set the judgement aside and re-try the case, The local judge would not (we think that because we have such a large sounding name that we tend to get treated like large monopolies that do not take care of their clients.) My attorney then suggested that we appeal it with The Supreme Court which I did and the Supreme Court reduced the judgenment however it is still not what is fair nor do we have the kind of money in that the judgement has awarded them.

So with the details above being explained and now you all know  that we helped The Johnson's get a FREE roof. And that they wanted to cancel their contract and not pay us for work that we performed (emergency tarping of their home)  and that they did not want to pay the 25% cancellation fee or for the use of our service which they agreed to in writing, I will let you deciede who is the one that has taken advantage of in this situation.

Lastly, my offer still stands to: 1. Perform the work on The Johnsons home as they previously agreed for the insurance settlement that we helped them attain or, 2. I would be happy to refund the Johnson's what was originally agreed to in writing.

So I ask you all a question? Is my offer fair? And I ask The Johnson's 2 questions? Why is it that you wont accept the refund for what your agreed to in writing when we first did business? Why are you trying to extort money from a small family owned business when you know that all of the people in my company that helped you with your claim have children in kindergarden and Gradeschool to feed?

My offer is still standing Mike and Melissa, why dont you both NOT be like the Mc Donalds lady and accept what I am offering so we can put this in the past and move forward.

Thank you all for reading my rebuttal and please remeber that I do not charge for my service in the event that we cannot obtain a settlement for you with your insurance carrier. And that our customers are only obligated if we attain a seetlement for them.

Sincerely,

The President

Before reading the information below please keep in mind that my company/myself has helped nearly 3000 people all in Northwest Indiana get settelments from their insurance carriers that lead to the replacement of some or all of those 3000 peoples roofs, siding, gutters, downspouts, and or had their interior refinsihed. Of those 3000 people I only know of a small handfull of them who are not satisfied, one of which are Michael and Mellissa Johnson.

Also, I am quite sure that all of you reading this will agree that we all know someone in our family and or someone that we may just know who steals from businesses and or sues companies for money that is not deserved (I.E. the woman who sued McDonalds for millions because she spilled her hot coffee). After you read the details below of what happened with Michael and Mellissa Johnson I will let you come to the conclusion for yourself if they are in the catagory I just described above or not.

The Person(s) who made the previous post specifically the: The Home owner -  () would be Michael and Melissa Johnson. They failed to explain the details of exactly what happened and how we helped them and in the end they took advantage of small local family owned busness. The details are as follows:

Mchael and Melissa Johnson hired us to install an emergeny tarp on their home and to negotiate with their insurance company to attain a settlement for them to get their home repaired/roof replaced after a storm. We were able to make their insurance carrier pay to replace the roof on their home for approximately $6000.00, this dollar amount included the installation of an emergency tarp. The first check that their insurance company sent to them was approximately $4000.00 to start the repairs which they paid to us as they were contracted to. At the time they paid the $4000.00 they were advised to make an appointment at our local office to pick their material and color selection which Michael and Melissa Johnson did not.

About 1 week after paying us Mike Johnson called me and told me that he wanted to cancel and he also demanded a refund. It was at this time that I explained to him that I would have to draft up the cancelation document and that would take some time and that he would have to pay for the tarp (which we installed that his insurance carrier paid for) and that the 25% representation fee for cancelling (the 25% was previoiusly agreed by them in writing if we were to get them a settlement and they should deciede not to let us perform the work. Mike went on to tell me that he was not going to be paying me for the tarp and or the 25 percent and he then drove to my office and made a scene demanding his money back.

I went on to explain to him again that we had to draft up the cancellation document and that it would take some time and that I would try to have it ready by end of business that day which I was not able to do. I did call him to let him know that I was not able toi finish it and that I would have it ready the next day and scheduled an appointment with them which he no showed. I called him to see what happened and he never called back and that was the last I heard from Mike and Melissa Johnson for several months.

In spring of the following year I recieved a letter that was forwarded from an old P.O. Box that looked like I had a court date with regards to the Johnson's so I called one of our local attorneys Shawn Olsen and asked him if he knew what it was about. He went on to inform me that there was a court date that I missed and that I had a default judgement against my company for $26,000.00. Keep in mind that we helped the Johnson's get a free roof.

After further investigations I discovered that my accountant had our address with the secretary of state filed wrong (which was an accident.) I never received the summons and had no idea of the court date and never had a chance to defend myself.

We offered to refund the money that was owed to The Johnson's on more than one occassion (the original $4000.00 less the tarp and 25 percent as they agreed/previously contracted) which they refused. We still offer to refund what is fair to the Johnson's to all those reading this. After they refused my attorney suggested that we appeal the judgemennt and ask for a motion to set the judgement aside and re-try the case, The local judge would not (we think that because we have such a large sounding name that we tend to get treated like large monopolies that do not take care of their clients.) My attorney then suggested that we appeal it with The Supreme Court which I did and the Supreme Court reduced the judgenment however it is still not what is fair nor do we have the kind of money in that the judgement has awarded them.

So with the details above being explained and now you all know  that we helped The Johnson's get a FREE roof. And that they wanted to cancel their contract and not pay us for work that we performed (emergency tarping of their home)  and that they did not want to pay the 25% cancellation fee or for the use of our service which they agreed to in writing, I will let you deciede who is the one that has taken advantage of in this situation.

Lastly, my offer still stands to: 1. Perform the work on The Johnsons home as they previously agreed for the insurance settlement that we helped them attain or, 2. I would be happy to refund the Johnson's what was originally agreed to in writing.

So I ask you all a question? Is my offer fair? And I ask The Johnson's 2 questions? Why is it that you wont accept the refund for what your agreed to in writing when we first did business? Why are you trying to extort money from a small family owned business when you know that all of the people in my company that helped you with your claim have children in kindergarden and Gradeschool to feed?

My offer is still standing Mike and Melissa, why dont you both NOT be like the Mc Donalds lady and accept what I am offering so we can put this in the past and move forward.

Thank you all for reading my rebuttal and please remeber that I do not charge for my service in the event that we cannot obtain a settlement for you with your insurance carrier. And that our customers are only obligated if we attain a seetlement for them.

Sincerely,

The President

 I'm sorry to hear that this has happened to your father, very unfortunate. I have an issue with them also, Google storm damage specialists of america and look about 5 results down and you will see the lawsuit that is public record. I wish I would have done better research before getting involved with them, but I do try to do the right thing and warn other people what happened to me with this company. Good luck to you and as far as SDS goes, I try to mention your company name at least once a day

Dear person in Merrillville claiming that your 87 year old father was taken advantage of,

I have a few questions for you:

1. If what you are claiming is true, why have you not contacted me about this?

2 If what you are claiming is true why don't you identify who you are or your father is so if it is true that we can look into the validity of your statement?

3.  If what you are claiming is true why haven't you contacted The Better Business Bureau of Northwest Indiana because if you are honest in your statement and can prove what you are claiming they would lower my A Plus rating to an A?

4. If we (my crew mwmber) did not have permission to go on the roof/tarp it why haven't you brought suit against me?

5.

What does the fact that you say your sister recorded a conversation have to due with anything?

I would in fact have to assume that your father used my service (which is negotiating with homeowners insurance carriers) after we were referred to him (by someone according to your statement above) and attained him a settlement, if my assumption is correct in the amount of $7000.00 give or take a few dollars that he refused to pay us as he agreed including for the installation of emergency tarps (which he was paid for by his insurance carrier and never paid ua for obviously by the lien on his home.)

The only reason that we would or can place a lien on a property is because we performed work and were never compensated for that work. If your father did not receive a settlement because of my service and you are in fact being honest and truthfull about your prevoius statements then please identify who you are, who your father is, and how we can get in touch with you to resolve any issues that you may have. Please remember that by not supplying me with the information that I ask for above will obviously conclude that you and or your father owe me money for the use of  my service. (Which is already obvious by the lien on the home.)

Lastly please remember that your father along with the other clients that we have with outstanding unpaid  balances also try to allege/make false complaints against me and or my company on websites like this and The Freedom of Speech Act allows people to say whatever they would like about companies or people so when reading posts like this remember that there are 2 sides to every story and if what this person was saying is in fact true and accurate that The Better Business Bureau of Northwest Indiana would investigate the validity of their claim and if it were found to be true, they would punish me by reducing my A plus rating to an A. Thank you all for reading this and your time.

Sincerely,

President