Complaint Review: Suntrust Bank/AES - Nationwide
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- Suntrust Bank/AES Nationwide USA
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- Category: Loans
Suntrust Bank/AES AES AES and Suntrust Bank Harrisburg Nationwide
*Consumer Comment: Translation...
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AES has a special relationshiip with Suntrust Bank that is a detriment to anyoenwith a loan debt of any kind. I have two negative , duplicate remarks for seprate dollar amounts with different start dates, listed on each of the three credit reports. These debts and their amounts are awaiting lawful validation, and an explanation as to how they got there and why the amounts and interest rates are so high. Because of this negative mark, a debt I have been fearfully paying in duress, has paralyzed my financial future with an unpayable debt.
I wish I could have avoided this debt, but their "ownership" of an educational loan that was not of my doing. I never signed into an agreement with this inststitute, and I have been disputing this debt for sometime, trying repeatedly to ask for hardship forbearance as they continually list me as past due and deliquent at varying times for amounts that continually change. When I call them, they say that my debt will be $150k in twn(10) years if it is not paid off (which would have to be at least $1,500 monthly) to prevent this occurence. They know from my income that this is impossible. Suntrust is essentially the henchmen for AES, an institute that gives kickbacks to Suntrust (and maybe vis-versa) on each impossible debtor payment they receive while the debtor falls headlong into deeper and deeper debt.
The debts they say I owe, I cannot fathom the source, having never signed up for an agreement with these people. I await validation of the debt and the amount, and in the meantime, I am seeking a good lawyer willing to go the extra mile for me if they are willing to take on a financial monster.
If you're a loan foregiveness or consolidation scamster, do not bother me. I am not interested.
This report was posted on Ripoff Report on 03/30/2015 12:44 PM and is a permanent record located here: https://www.ripoffreport.com/reports/suntrust-bankaes/nationwide/suntrust-bankaes-aes-aes-and-suntrust-bank-harrisburg-nationwide-1219180. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
Translation...
AUTHOR: Robert - (USA)
SUBMITTED: Monday, March 30, 2015
While you tried to do it in the most round-a-bout way possible to cause the most confusion. But in the end there is no RipOff here, at least not by this company.
You go into your report saying that there are 2 negative items under "lawful" validation. You are waiting on how they got there and why the interest and amounts are so high. Now, here the first problem. Negative items on a credit report have NO information on the Interest Rate being charged. So if this was truly a debt you had no idea about, whether it was an interest rate of 0% or 2000% it would not matter because it isn't your debt.
So what do you do. Do you contact the company to have the debt removed. NO...you ask for a foreberrance because you can't afford the payments.
The final item that blows your "RipOff" out of the water, and really says what is going on. Your statement that you never signed a loan agreement with "this institution". Now, what does all of this mean?
Well for one at one point you did get an Educational Loan, most likely two. At some point you failed to make the payments on the loan and became delinquent. The reason you became delinquent doesn't matter. At some point the loan was sold to another company and you are trying to grasp at any straw thinking you have a loophole that will get you out of this mess.
Here is the flaw. Loans are sold all of the time and you are under the same obligation to pay it back as you were with the old compay. Not only is this all totally legal, but YOU agreed to it when you originally got the loan.
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