Report: #638737

Complaint Review: The Owners Advocate and My Consumer Activist - Nashville Tennessee

  • Submitted:
  • Updated:
  • Reported By: Kimberly Kelly — Aurora Colorado United States of America
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  • The Owners Advocate and My Consumer Activist 7984 Coley Davis Road, Suite 101 Nashville, Tennessee United States of America

The Owners Advocate and My Consumer Activist TOA FRAUDULENT COMPANIES TAKE ADVANTAGE OF TIMESHARE FRAUD VICTIMS Nashville, Tennessee

*General Comment: Timeshare cancellations companies

*Consumer Suggestion: Constructive Solution

*Consumer Comment: Info...

*Author of original report: Timeshare Scams! TOA & My Consumer Activist

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TOA was hired and right afterwards I could not get a hold of anyone! Finally I got a hold of a company My Consumer Activist; who said TOA went out of business and that they took all cases PRO-BONO. They have been nothing but a nightmere!

After another $1,100.00 spent to get this fraudulent contract cancelled and off my credit, which is now demolished because of BlueGreen Resorts who lie about what they sell; I find out I was yet a vicitim once again to a company promising 100% money back guarantee! 

I paid with my debit card, because I was skeptical. Now its been more than 6 months and my bank says they wont help! NOW, there are no replies to emails sent to my "rep" and the number is disconnected!  Still Key Bank says they cant re-open my dispute because My Consumer Activist showed they had started the email responces, even though the 100% guarantee is to CANCEL my contract which has NOT been done!

This company owes me $1100.00!

This report was posted on Ripoff Report on 09/08/2010 11:38 AM and is a permanent record located here: https://www.ripoffreport.com/reports/the-owners-advocate-and-my-consumer-activist/nashville-tennessee-37221/the-owners-advocate-and-my-consumer-activist-toa-fraudulent-companies-take-advantage-of-ti-638737. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 General Comment

Timeshare cancellations companies

AUTHOR: SophieM - ()

POSTED: Tuesday, May 13, 2014

Many new timeshare cancellations companies have appeared online recently claiming to assist clients who have become victims of timeshare scam to cancel their timeshare contracts and recover their money from timeshare fraud. We have done some research on these timeshare cancellation firms to determine whether or not they are more of the same in this fraudulent industry. These new timeshare cancellation companies claim that they can help to provide timeshare relief, cancel or divorce you from your timeshare or even donate the timeshare to a worthy cause. Many of the timeshare cancellation companies have very vague statements about how their fees are charged. Some claim to have a money back guarantee, which implies that an upfront fee is required.


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#3 Consumer Suggestion

Constructive Solution

AUTHOR: Tony - (USA)

POSTED: Wednesday, October 06, 2010

Customer service hours: 10 a.m. to 9 p.m.
Telephone: 877-569-4007
Fax: 740-275-4368



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#2 Consumer Comment


AUTHOR: Ronny g - (USA)

POSTED: Wednesday, September 29, 2010
Out of Business

On February 25, 2010, David Humphrey contacted BBB indicating The Owner's Advocate ceased operations; however, on March 4, 2010, callers to BBB indicated the company's website claims their new address is in Lewes, DE. Mail sent to the DE address has been returned marked "Registered Agents No Authorization to Receive Mail for this Addressee." BBB has since verified that the Lewes, DE address is not where the company is physically located as the address belongs to a company that provides corporation registration services.

As of April 1, 2010, the co's website is inactive; however, BBB continues to receive customer complaints against The Owner's Advocate.

Mis-use of BBB Name by The Owners' Advocate

This company's website contains the BBB logo. This company is NOT a BBB Accredited Business and our policies prohibit such a reference. The BBB name, logo and service marks are federally registered trademarks owned by the Council of Better Business Bureaus and may not be used by any company other than the BBB itself (unless specifically authorized in a licensing agreement).

On April 7, 2010, BBB contacted the company via certified mail requesting their voluntary cooperation in removing all reference of the Better Business Bureau until a licensing agreement could be obtained.

On May 4, 2010, BBB's mail was returned to sender as "Receiver has moved. No longer at this address."

Additional Information about The Owners' Advocate


On December 7, 2009, this company filed for bankruptcy under Chapter 7 of the Federal Bankruptcy Act, case number 9:09-bk-15116-RR. Those with monetary claims are advised to obtain Proof of Claim forms by writing to the California Central District Bankruptcy Court, Clerk's Office, 1415 State St, Santa Barbara, CA 93101-2511. The case number should be entered on the form.

On February 11, 2010, this company filed for bankruptcy under Chapter 7 of the Federal Bankruptcy Act, case number 3:10-bk-01391. Those with monetary claims against the company are advised to obtain Proof of Claim forms by writing to Tennessee Middle Bankruptcy Court, Clerk's Office, 701 Broadway, Room 170, Nashville, TN 37203 for resubmission to that court. The case number should be entered on the form.

Industry Tips

Vacation Certificates

The Better Business Bureau receives large numbers of inquiries each year from individuals who have been advised by post card, telephone call, or in some other manner that they have received a vacation. BBB files indicate that some vacation promotions result in confusion and complaints when consumers are not provided with complete information regarding cost, restrictions, and other requirements.

Vacation certificates are usually sold for a specified fee by a promotional company in conjunction with another firm which is engaged in the sale of land, timeshare resorts, condominiums, etc. The purpose of many vacation promotions is to sell memberships, merchandise, services, property, etc., and participants are often required or encouraged to attend a sales presentation. Those who respond to vacation certificate promotion offers will usually be required to pay a fee before they will receive complete information regarding the offer. The firm may ask for your credit card number. BBB urges consumers not to give their credit card number or any other personal information to unknown firms or individuals.

Many promotors will immediately assess a charge on your credit card, and then the information will be mailed to you. Many vacation offers include only lodging; the consumer will in most cases be responsibile for transportation, meals, etc. Be sure to ask if the company has a refund policy, and if so, what you must do in order to cancel the offer. Also, ask for the name of the hotel where you will be staying and personally confirm the reservations.

BBB's have received hundreds of complaints concerning many vacation certificate offers. These complaints have alleged non-receipt of the certificate, misrepresentation of the vacation offer, problems in the receipt of refunds, etc.

Be sure to take time to investigate BEFORE assuming obligation to obtain complete information about the offer including all costs and any conditions or restrictions which may apply.
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#1 Author of original report

Timeshare Scams! TOA & My Consumer Activist

AUTHOR: Kimberly Kelly - (USA)

POSTED: Wednesday, September 29, 2010

they promise to get you out of the bad contract and charge you $1100 to do it; with 100% monty back guarantee, then their numbers are bad and you can no longer reach anyone!

These people deserve jail time for taking advantage of victims!  Never hire anyone who  says they will help you; all you do to cancel a contract is file with the state Attorney General office!!

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