TIC Claims and Travel Insurance Alliance Global Assistance You'd better know your medical history REALLY well 'cuz these people will do EVERY possible thing they can to deny you insurance when you most need it, and when you believe you've got it covered.

TIC Claims and Travel Assistance, aka TIC Travel Insurance ....which soon will be known as Allianz Global Assistance is a RIP-OFF!

You'd better know your medical history really well  because this company is in the business of investigating your medical history going back DECADES in order to avoid paying a claim.  

 Unbelievablely invasive investigations into people's medical history, spanning DECADES, in order to avoid payment. In fact, if you've been in remission for anything for decades, it will still count against you if you file a claim. Honestly, you're better off seeking another company to purchase insurance through, or just save up your money to pay for any unforeseen medical emergencies yourself since this company is in the business of RIPPING YOU OFF!!!! Offerred across Canada Ontario

Have you been in remission for decades and believe you no longer have *that* issue?  If TIC / Allianz can link it to your current claim, they WILL deny your claim.  Don't believe me?  Read the article at the following link:

http://www.cbc.ca/news/canada/british-columbia/hefty-medical-bills-rejected-by-travel-insurance-firms-1.1407701

You're better off not using this company, saving your money and dealing directly with the foreign hospital/medical health care provider. 

BEWARE!!!!  VERY BAD COMPANY TO DEAL WITH!!!