Time Payment Corp. Rip offs for leasing our paid for home furnace Nationwide

Our furnace went out Feb. 2015, it was freezing and we needed a furnace right now. We contacted One Hour Heating and Air, Bancroft Ave,. Toledo, Oh, while they were putting in the furnace the salesman was going over our application to finance, He would not let us contact our credit union to finance saying they did not deal with anyone but Time Payment Corp.

Our basnment and duck works were being torn up, we had to sign without understanding half of the contract. I do remember him saying there would be a lease at the end of paying off the furnace and that it ment we had to get home owners insurance to cover the furnace itself. which he stated it would not be a problem.

After the furnance is put in i called my insurance agent who told me he could not just insure the furnace itself as it was in the home owners policy anyways, He explained why they couldn't add an extra policy just to the furnace, if our home caught on fire or was destroyed and the insurance company handed us a check for the damage, Time Payment Corp. would take half of it leaving us half as much as we would need to rebuild, then come back on the insurance company and try to sue them. Which you can't and why they don't insure just a furnance.

We paid $2800.00 for the furnace and Time Payment corp. wants $3000.00 more for the lease. Who leases a furnace?!

They said if we did not pay they would take action. I have filed a complaint with the BBB in Toledo, Oh. against Time Payment Corp. and against One Hour Heating Air and Cooling, Bancroft Ave. in Toledo, Oh.

If there is a lawyer who would take our case or add it to others secking setlement please contact us.