TITLEMAX I borrowed $700.00 in June of 2012. I have been making pmts for 18 months of $125.00 or$2,250 and my balance is now 800.00. God forbid you are 1 day late, they call and demand you come in immediately. They are no longer allowed in San antonio city so we must drive 20 miles to make pmt in full in another county. they will not take pmts. on line or phone only in person with cash only. I will pay them off with my tax refund. they will not take partial pmt. They call hourly until you come in to pay.. So tired of their deceptive practices and harassment. san antonio Texas

How typical.  The complainer DOES NOT HAVE any intelligent rebuttal so its the sorry "Who do you think you are?" response!  Everything which was said about you knowing the terms and you not paying on time hits the nail directly and very squarely on the head!  Someone not knowing how often you change your underware is of no consequence here. 

You have very clearly explained your situation perfectly.  You don't pay your bills on time...otherwise they wouldn't be calling you.  You either didn't read the contract or you think you are ENTITLED to free money.  Next time, go to a bank and see if they trust you enough to lend you even $5.  No, I don't work for them. 

 Deceptive? When you got the loan you should have known the interest rate and what would happen if you make minimum payments.  It's outrageous but it was your choice.

As far as them calling when you're late.  What's wrong with that? They are not a charity.

Pay your bills on time and they won't call, it's as simple as that.

You need to get down off your "holier than thou" soapbox.  You know nothing of our situation, so how dare you comment of that which you know not.  Your a pompous a@#$.

 YOU chose a subprime lender. Which means YOU DO NOT HAVE CREDIT!! This means that you have to pay a much Higher rate then you would at a BANK!! This was your choice. YOU COULD HAVE PAID OF YOUR PRINCIPAL AT ANYTIME. But instead you chose to make the minimum payments. This means you are ONLY paying the interest.

Get better credit and stop whining because YOU HAD TO GO TO THEM. Its not deceptive. You just didnt do that math. You did sign a contract and everything would have been explained to you at the time of signing. Get off your a*s and stop playing pity poor you. YOU made the choice for whatever reason. YOU have made the minimum payments. YOU NEEDED THE MONEY AND THEY WERE THE ONLY ONES WHO WOULD TAKE YOU.

You made a poor choice. Life goes on. Stop complaining because of the choices YOU made. And yes they WILL call you at EVERY chance they get. You have already proven that you cant carry debt. Your FICO score is a direct reflection of your abilities as breadwinner. If they are calling its because YOU OWE THEM MONEY. They have a business to run and that business means giving money to ppl who cant get it ANY other way. Which means all of the NORMAL channels of getting a loan are denied to you. Which means they pretty much get nothing but deadbeats and welchers. So yes they WILL call you, they want WHAT YOU OWE. Nothing more.