Ripoff Report Needs Your Help!
X  |  CLOSE
Report: #432925

Complaint Review: TOM SPANIEL SIGNATURE LENDING DALLAS, TEXAS - Dallas Texas

  • Submitted:
  • Updated:
  • Reported By: Prosper Texas
  • Author Confirmed What's this?
  • Why?
  • TOM SPANIEL SIGNATURE LENDING DALLAS, TEXAS 4100 Spring Valley Road Dallas, Texas U.S.A.
  • Phone: 972-9828759
  • Web:
  • Category: Loans

Show customers why they should trust your business over your competitors...

Is this
Report about YOU
listed on other sites?
Those sites steal
Ripoff Report's
content.
We can get those
removed for you!
Find out more here.
How to fix
Ripoff Report
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

SIGNATURE LENDING
TOM SPANIEL
4100 SPRING VALLEY ROAD
SUITE 870
DALLAS, TEXAS


Any Person trying to get a home loan should be aware of this crook and his unlicensed employees. Michael Davis an unlicensed, fake "Sr. Loan Consultant" and others worked for Tom Spaniel and Signature Lending. They pulled unauthorized credit reports and performed numerous unlicensed activities while employed at SIGNATURE LENDING. Michael Davis and Tom Spaniel were responsible for several homes going to foreclosure based upon promises that they "could finance anyone".

Please contact THE TEXAS SAVINGS AND LOAN COMMISSION AND REQUEST ALL INFORMATION PERTAINING TO TOM SPANIEL AND SIGNATURE LENDING BEFORE YOU ALLOW THEM TO HAVE YOUR CREDIT INFORMATION. They will allow your credit report to be circulated amongst other people who will then assume your identity and cause you years of grief.

These people have no license, therefore you have no recourse against them if they act uillegally with regard to your private information, Singature Lending is a bogus front for many criminal activities, if you have any loans being worked by, TOM SPANIEL, MICHAEL DAVIS of PROSPER TEXAS or SIGNATURE LENDING, your credit history maybe in jeopardy, once again, get all the information from the TEXAS SAVINGS AND LOAN COMMISSION ON TOM SPANIEL, MICHAEL DAVIS, PROSPER TEXAS AND SIGNATURE LENDING BEFORE DOING ANY BUSINESS WITH THEM.

SAVE YOURSELF YEARS OF ANGUISH AND DONT USE THESE PEOPLE.

RIPPED OF IN PROSPER
Prosper, Texas
U.S.A.

This report was posted on Ripoff Report on 03/11/2009 06:01 AM and is a permanent record located here: https://www.ripoffreport.com/reports/tom-spaniel-signature-lending-dallas-texas/dallas-texas-75244/tom-spaniel-signature-lending-dallas-texas-tom-spaniel-michael-davis-dallas-signature-len-432925. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Updates & Rebuttals

REBUTTALS & REPLIES:
0Author
5Consumer
1Employee/Owner

#6 Consumer Comment

Tom Spaniel now with Willow Bend Mortgage

AUTHOR: Dallas Native - (USA)

POSTED: Sunday, December 18, 2011

Tom Spaniel has switched companies again and as of 12/17/11 is now with Willow Bend Mortgage of Plano, TX.  Too many complaints against him I suppose on the internet so is trying to hid under another company name.  See complaints against him under Willow Bend Mortgage. 
I have attached a photo of Tom Spaniel so everyone can see what he looks like and avoid him at all cost. 

Respond to this report!
What's this?

#5 Consumer Comment

Tom Spaniel ripped me off too!

AUTHOR: Dallas Native - (USA)

POSTED: Tuesday, November 24, 2009

Tom Spaniel with Signature Lending ripped me off too!  This guy is a crook like you would not believe.  See my separate compliant also posted on Ripoffreport.  Anyone looking to get a mortgage loan will surely want to steer clear of this character.  I don't know how he is able to do mortage loans but he must have slipped throught the cracks with the State of Texas.  Anyone else ripped off by this guy be sure and post your complaint on Ripoffreport.  This guy needs to be exposed!

Respond to this report!
What's this?

#4 Consumer Comment

Sorry Tom

AUTHOR: Mike In Dallas - (U.S.A.)

POSTED: Tuesday, April 21, 2009

Yes, Im affraid YOU ARE the victim of Corbett Hutchinson. You must have just met
him recently because your response was too pleasant. You haven't known him long
enough to develop the real venom everyone else has for Corbett . He is a scum
bag and thief. I think you can visit him at the Collin County Court April 24th..Apparently he has some new crimal issues to answer
Its best to dissengage any activity ,communication or even responding to him.

Nobody takes him seriously anyway except maybe Collin County prosecutors.

Respond to this report!
What's this?

#3 Author of original report

TOM SPANIEL DALLAS TEXAS MICHAEL DAVIS PROSPER TEXAS SIGNATURE LENDING DALLAS TEXAS

AUTHOR: One eyed pirate papa joe eppler - (U.S.A.)

POSTED: Tuesday, March 17, 2009

No, Tommy you must have another person that is after yo' a*s! let me get this straight, it's a good thing to get FINED by the TEXAS SAVINGS AND LOAN COMMISSION. I called Ren Crochet and he said you were also fined for sending out false advertisements with unlicensed people as well, Ren Crochet is no fan of yours TOMMY BOY.

SIGNATURE LENDING IS CORRUPT GROUP THAT EMPLOYS UNLICENSED IDIOTS LIKE MICHAEL DAVIS, HE LOST HIS LICENSE AND CANT GET IT BACK. DALLAS COUNTY RECORDS SHOW you were just sued TOM, so quit running the illegal mortgage company and according to Ren Crochet, you have five more investigations pending as well.


So, good luck TOMMY my friend when they come and padlock your door BABY!

Stay away from this company!!!!

Respond to this report!
What's this?

#2 Author of original report

Tom Spaniel Dallas Texas Signature Lending Dallas Texas Michael Davis Prosper Texas

AUTHOR: One eyed pirate papa joe eppler - (U.S.A.)

POSTED: Friday, March 13, 2009

The rumor is that TOM SPANIEL, MICHAEL DAVIS OF PROSPER TEXAS AND SIGNATURE LENDING are trying to change names and or operate under a different name, please make sure you check on these unlicensed fined and disgraced "mortgage lenders" before you give them any information.

Please contact the following organizations and search their names

Texas Department of Insurance
Texas Savings and Loan Commission
Texas Attorney General

They will steal your identity and use your credit. BEWARE!!!!!!!!!

Respond to this report!
What's this?

#1 REBUTTAL Owner of company

I AM THE VICTIM

AUTHOR: Tom Spaniel - (U.S.A.)

POSTED: Thursday, March 12, 2009

It is a sad day when anyone can just post absolute lies on a supposed credible site like this and get away with it. I have owned my company for 10 years and have never experienced anything like this before.

Tom Spaniel and Signature Lending Group, Inc. never was accused, involved or had anything whatsoever to do with fraud, foreclosures or anything of that nature. I have never had any of my clients go into foreclosure period. I don't know where this accusation even comes from in regards to me or my company. I still don't know if there were any fraud or foreclosure allegations to begin with. None that I have determined at least.

The only shred of truth to this post is the fact that the postee filed a complaint with the Texas Department of Savings and Mortgage Lending in regards to John Michael Davis, an independant contractor of Signature Lending Group, Inc., not being licensed as a loan officer. We were guilty of this, but this was a simple mistake made in good faith. Mr. Davis was in the process of taking his courses at the time of the complaint and we thought that was all we needed. See, Mr. Davis and I worked together at a large mortgage banker 11 years ago and we thought he would be grandfathered in. We then found out he was required to take the State exam. His experience in the business and knowledge of the industry was never a question. However, once the complaint was filed (by postee), I made the easy decision of terminating Mr. Davis as an independent contractor for Signature Lending Group, Inc.

The postee claims that Mr. Davis pulled his wife's credit report without permission. My experience is that to pull someone's credit report you would have to have the person's full name, address and social security number. I don't know of any place that you can just get this information other than it being given to you by the person directly. Whether it was pulled without her permission - it is up for debate between Mr. Davis and the postee. I do know that it is very easy to see who and when someone checks your credit, so why open yourself up to that if you did not have permission? As for circulating a pulled report, I have NEVER posted, sent out or done anything other then use a credit report with permission to try and obtain someone a home loan!

I have nothing to hide. You can contact Ren Crochet directly at the State, 512.475.1350, for a copy of all complaints and orders pertaining to Tom Spaniel or Signature Lending Group, Inc. In fact, I am including a link to the actual findings report. Just open the Excel file and scroll down to my name. The first has to do with our annual audit and what deficiencies we had to correct with our loan files. The 2nd addresses the unlicensed activity involving John Michael Davis that I described above. We paid a fine of $2500.00 for our mistake. We are now in total compliance with the Department.

In summary, somehow I am in the middle of two individuals that appear to have personal vendettas with each other and the postee has chosen to involve me and my company as well. I run a reputable mortgage brokerage firm. Signature Lending Group, Inc. is NOT a front for bogus criminal activities. To insinuate that is a crime in and of itself. I am sick about this. I was born and raised in Dallas and will do everything necessary to protect my name and my company.

Finally, it is my belief that the individual that posted this defamatory report is Gale Corbett Hutchinson. If you are curious, search this name in ripoffreport.com and Google and make your own determination.

If you want further information about me, my company or home loans please don't hesitate to call me at 972.982.8759 or visit my website at www.signaturelending.com.

http://www..sml.state.tx.us/3509SIGNED%20ORDERS%20LIST.xls
Tom Spaniel #5540
President, Signature Lending Group, Inc.

Respond to this report!
What's this?
Featured Reports

Advertisers above have met our
strict standards for business conduct.

X
What do hackers,
questionable attorneys and
fake court orders have in common?
...Dishonest Reputation Management Investigates Reputation Repair
Free speech rights compromised

WATCH News
Segment Now