TOTAL MERCHANT SERVICES AKA EVO MERCHANT SERVICES, PAYTECH MERCHANT SERVICES, RUTH TERENZIO, MIKEY WARREN, STOLE IDENTITY, LIED ABOUT RATES AND FEES, FORGED MY SIGNATURE! Melrose Park Illinois

PER PREVIOUS ENTRIES TO RIPOFFREPORT.COM, THE ALLEGATIONS MADE AGAINST EVO ARE IN FACT CORRECT.

AFTER I MADE SAME ALLEGATIONS A FEW YEARS AGO, OTHERS CAME FORWARD, TO ATTEST TO SAME.

IF THEY WANT TO COME FORWARD AND CREATE LITIGATION AGAINST ME, THEN BRING IT ON. 

I SAW WITH MY OWN EYES, HIGH RANKING MANAGERS, WITHIN THE CHARLOTTE NC OFFICE, COPYING SIGNATURES AGAINST A GLASS WINDOW, ONTO ANOTHER FORM. ALSO, THEY WOULD ORDER YOU TO LEAVE FIELDS BLANK ON APPLICATION, RATHER THAN PLACING N/C OR N/A, ETC. ONTO SUCH FIELDS. THEY WOULD THEN ADD FEES, SUCH AS OFFLINE DEBITCARD FEES, ETC., BEFORE TURNING IN THE APPLICATIONS TO UNDERWRITING.

IT'S "IMPOSSIBLE" TO HAVE TWO SIGNATURES ON ANY FORM, FROM SAME PERSON, THAT ARE PRECISELY THE SAME. 

BE SMART MERCHANTS. DO NOT ACCEPT THEIR SERVICE. HANG UP THE PHONE. HANG UP THE PHONE.

EVO WOULD HAVE TO KISS A LOT OF A** TO REDEEM THEMSELVES. I'D SUGGEST THAT THEY GO TO THEIR NEAREST DRUGSTORE AND PURCHASE A LARGE ECONOMY SIZED TUBE OF "KISS-ME-*SS" CHAPSTICK. SMEAR LIBERALLY TO TOP AND BOTTOM LIPS AND BEGIN PUCKER'N UP!

The allegations leveled against our company, Total Merchant Services/Paytech, are unfounded and rooted in malicious intent. To say that we forged signatures and that we were instrumental in the Identity Theft of this accuser is irresponsible and a very serious accusation. 

Let me make it clear, in no uncertain terms, that we take the fiduciary relationship between us and our merchants in the highest regard and would not have survived and thrived (!) for the last 8 years if we practiced such underhanded behavior. I'm not saying that we are perfect, NObody is, but we have the right attitude about making things right.

I'm thinking that the accuser may be a disgruntled ex-employee because we've tried to look up the name given by the accuser in the complaint to no avail - we don't have a record of speaking to anybody by this name. However, if this person is indeed a merchant who feels that he/she may have been treated unfairly or dishonstly, I urge them to contact the company directly and we will resolve the issue - let it be known, that we have received no direct complaint in this regard as of this date.