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Report: #423870

Complaint Review: Tribute Gold Mastercard - First Bank Of Delaware - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Sherman Texas
  • Author Confirmed What's this?
  • Why?
  • Tribute Gold Mastercard - First Bank Of Delaware 1000 Rocky Run Pkwy Wilmington, Delaware U.S.A.
  • Phone: 800-443-9419
  • Web:
  • Category: Banks

Tribute Gold Mastercard, First Bank Of Delaware closed my account, took $150 fee from me and caused my FICO score to go down Wilmington Delaware

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Tribute Mastercard (First Bank of Delaware, Paul Frenkiel, CFO) sent me a note saying I was over my credit limit on my credit card and because of this they were closing my account and it could no longer be used. They reported negative info to credit reporting agencies causing my FICO score to go down. They also charged me a huge fee for the over credit, in addition to charging me $150 annual fee to have the card in the first place. I am sick to death of banks screwing the consumers just because they can get away with it. I'll be sending the Federal Trade Commission a letter every day asking they do a complete investigation into this company that reported 118% increase in year-to-date earnings in 2007. I can certainly see why they were able to do this. I was always very careful about my charges and always called the 800 number before I charged anything so that I wouldn't go over my limit. I think this info that I was over my limit is a bald-face lie, just another ploy to screw the consumer and get more money for themselves. I have a similar credit card with Credit One, and when I am over my limit, the card simply will not accept the charge. Why can't Tribute Mastercard have done this? Simple: to get more money from the consumers

Tms
Sherman, Texas
U.S.A.

This report was posted on Ripoff Report on 02/13/2009 03:07 PM and is a permanent record located here: https://www.ripoffreport.com/reports/tribute-gold-mastercard-first-bank-of-delaware/wilmington-delaware-19803/tribute-gold-mastercard-first-bank-of-delaware-closed-my-account-took-150-fee-from-me-a-423870. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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