Report: #986514

Complaint Review: TVC Marketing - Oklahoma city Oklahoma

  • Submitted:
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  • Reported By: Therealdeal — San Francisco California United States of America
  • Author Not Confirmed What's this?
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  • TVC Marketing 3200 W. Wilshire Blvd Oklahoma city, Oklahoma United States of America

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So There is a lot off people who will say that tvc marketing aka motor club of america is not a scam. First off lets talk about how they are false advertising to people online miss leading them to join.
Tvc marketing claims to pay you a $80 advance for every membership sold at $19.95. No what they don't tell you is that if a consumer pays with a pre paid credit/debit card that they will only pay you $4.62 a month. This is stated no where in the training, no where in the back office, not anywhere they tell you this after you have made a sale.

Then Tvc Marketing owns motor club of america now this is where it is a scam. You can not just get motor club of america online you have to become a member with tcv marketing to be able to purchase the membership. You should not have to be a part of Tvc to be with MCA. 

Then AAA is a lot cheaper than MCA. Now I know people are going to say "well MCA is Unlimited and you get a $150,000 worth a benefits" again false advertisement. Unlimited means as much as you want. Yet it states in motor clubs of america agreement they can cancel your membership if you abuse the privilege. So that misleading because if you use to many benefits that you pay for at once you can be at risk of losing your membership and money.

Here is the bottom line this is the biggest scam online and they are growing like wildfire. Most of the members with motor club of america are there associates. So they have no real consumers. The way you make money is by misleading people by telling them they can make $80 a referral and leave out that it has to be with a credit card or make $4.62 per month for 17 months. The Associates are telling people to double up by paying for people memberships and doubling there money. Which is false. 

Also lets say you do have a credit card. If you use the same card to sign people up to double your money you will not because once you use the card anything else paid with that card you only make $4.62 a month. So do you see where they are misleading people and false advertising.

 So Yes they have paid people But they are only doing that because they know that in the end they have you. If a member cancels there membership before 17 months you have to pay back the advance commission if you received the $80 dollars. They call this charge backs. So what do you think will happen if your member cancels before 17 months? They are going to attempt to collect off that credit card or bank draft they have on file. I could go one more on how they have misleading information. 

Just beware and if you know someone in Mca/Tvc tell them to pull out know. Lets take them down and get our money back 

This report was posted on Ripoff Report on 12/24/2012 08:03 AM and is a permanent record located here: https://www.ripoffreport.com/reports/tvc-marketing/oklahoma-city-oklahoma-73116/tvc-marketing-tvc-matrixmcamotor-club-of-america-false-advertisingnew-internet-scam-mor-986514. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#23 Consumer Comment

TVC is legit

AUTHOR: Andrew - (United States)

POSTED: Friday, May 11, 2018

 I have been subscribed to TVCs service for several years. I own a small trucking company and I drive one of the trucks. I have had nothing but a positive experience with them. They have hone to court on my behalf more than 10 times representing me for moving violations . They have gotten 7 or 8 tickets dismissed and the other few either reduced the fines and/or gotten the tickets reduced to no point violations. As far as my experience with them they have been A-1

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#22 Consumer Comment

I'm a customer - Not an employee


POSTED: Monday, July 25, 2016

The original poster said they don't know any customers that are not associates.  Maybe because, when searching for this post, it pops up to people looking up business opportunities.  Maybe its because their real costomers know the value of the product and don't need to look into if its a scam.


I am a customer of TVC.  I originally joined in 2004 when my husband and I drove teams for CRST Van Expedite.  The driver protection program CRST recommended was awful.  When we got to talking to someone about TVC, they told us they had been customers for a while and had such a great experience they decided to join the referal side.  We gave it a try and immediately saw the benefits.  In truck driving, it is really easy to be stuck with a ticket.  Many officers know that if you are not on a dedicated run, you won't be able to make it back for a court date.  When I got my first ticket, TVC sent a lawyer in my place so I didn't have to lose pay on the road.  This is one of the benefits of the trucker's side (If the court doesn't require you attend as well, in which case you at least aren't alone).  We only left TVC because my husband began working locally.  Believe me, there were times I regretted this.  When my husband went back to driving otr, he received a ticket for making a wide turn onto a narrower road.  To avoid him losing a few hundred dollars to get routed to that state as well as losing time home with his family, we just mailed a money order for $187.  The extra points kept him from getting better jobs and raised our car insurance substantially.  He immediately sought out a TVC rep and got us signed up again.  We have been customers this time since 2014.  He is very happy because he placed the TVC sticker on his truck and now he doesn't get all of the stupid tickets.  The officers know it will be no issue for us to have a lawyer contest the ticket for him.  We also have gotten some nice discounts at hotels.  As far as the towing/roadside assistance, I also have that service through my car insurance, but they only pay about half of the local pick up fee charged here.  With TVC, I get towed much farther.  I recently had my brand new car break down while I was out of town.  TVC sent a tow truck to jump the battery, prepared to tow to the dealer if it didn't work.  They also told me that if it had to go to the dealer and took overnight to get fixed, that I was to call back so they could utilize my out of town break down benefits.  Now, I am on a plan for professional truck drivers that covers my husband in his truck and both of us in our personal car so I am paying more for my plan, but we have saved way more and have the confidence of knowing we will be taken care of in many emergencies.


As the title of my post says, I have never sold TVC or MCA.  I have only used their services as a customer.  I am on this site because I am a stay at home mom and was looking for ways to make a little extra money.  Since the only other options were for nonexisting products, telemarketing, stuff that required selling to friends and family, or gambling on binary options based on a flawed mathmatical formula, I decided to look at products I actually use and enjoy.  Since TVC offers the best referal program, I was looking for the best ways to explain all the benefits on the MCA plans from other people who refer, not just the company training.


And I don't understand why not finding customers who don't "sell" the plan is an issue.  If you found a laundry soap that worked really well, would you not recommend it to others?  Would you not tell someone else what restaurants were great and which were rude?  Why do you think a product is bad just because their customers want to share how much they enjoy it with others?  The fact that you are voicing your opinion (even if it is based on false information) shows that you agree that people will voice their thoughts to others.  I was told that refering others to the plan was an option, but the people my husband and I talked to were focused on the plan and what it has to offer.  They actually recommended that we not sell it until we had used the benefits.  Like they said, most businesses 50-60 years ago were built on word of mouth advertising.

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#21 UPDATE Employee

-----MCA is a legitimate company-----

AUTHOR: -----MCA is the real deal!------ - ()

POSTED: Thursday, October 30, 2014

Scam is by definition a act of using deceptive or decieving acts to promote an illegal or illegitimate products or services. The burden of proof always lies with the accuser. Ive read his report and no where does he provide proof MCA is a scam cased closed. MCA is a legitimate company that offers very needed services. This company has been a blessing to me and my family.

Van (((phone number redacted)))

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#20 Consumer Comment

This company is not a scam -- it does not exist.

AUTHOR: William Green - ()

POSTED: Friday, August 01, 2014

Check my documentation: this company was liquidated in 1996 and ceased to exist in 2004.


See the section here:

Company History





Liquidation orders in Oklahoma



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#19 Consumer Comment

Does MCA Actually Exist?

AUTHOR: Suspect MCA Claims - ()

POSTED: Saturday, March 08, 2014

I'm with  "ShowMe's" rebuttal. I also did some research on MCA.

 There are plenty of videos and sites out on the web that make claims of fabulous income from MCA but while I was researching MCA I noticed an unusual trend, while there was a lot of hype about MCA and the recruitment of sales reps, I could find very little about the quality of the company itself. It looked like the representatives were all busy selling the income opportunity and not the underlying product. When I see things like that, it makes me curious.

It’s darn near impossible to even identify what is the real website for Motor Club of America.

The Motor Club of America appears to have little to rest it’s success on other than a bunch of salespeople running around and signing up other associates. There is little to no actual claims of consumers that make any claims about the performance of MCA.

There is also nothing readily available that supports the claims the Motor Club of America has actually been been around since 1926.

I turned to the BBB for more information. Certainly a company that’s been around since 1926 would have a record with the BBB. But apparently not. Motor Club of America has no BBB record itself, but rides on the listing for TVC Marketing.

For me, the most concerning aspect of this business opportunity that it seems many are hot and heavy about right now, is the fact there is so little transparency about the company itself.

The alleged official site lists no contact information, there is nothing about the size of the company or the executives behind it, and there are few, if any, statements from actual customers despite the claims MCA “currently have over 10 MILLION satisfied customers utilizing Motor Club of America services.” 

If I was to make a bet on this, I would feel very comfortable betting that the vast majority of people buying this program are the sales reps themselves.


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#18 General Comment


AUTHOR: PleaseProveIt - ()

POSTED: Saturday, March 08, 2014

Do you have any proof that MCA has been around since 1926?  I have scoured the Internet and have found no such entity.  If there are 10 million memebrs, where are all the comments from satisfied or unsatisfied customers?  I'm considering a membership/associte to re-sell the plan, because it does look like a good service, but I can't (with good conscience) represent this company under the guise of "Since 1926".

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#17 UPDATE Employee ..inside information

TVC and MCA: The real deal

AUTHOR: Othello - ()

POSTED: Saturday, January 11, 2014

How the writer of this report can say that MCA Motor Club of America is a scam makes no sense. It actually sounds like in essence you were tryning to scam the compant. Let me address you misinformation

Firstly it says right in your TVC back office under faq that if someone pays with anything other than an ongoing form of payment, you will receive $9.24 up front and 4.62 a months, That's why the $80 is called an advance commission, you expect the company to pay you twice the amount of every sle for people who sign up with prepaids who are not likely to continue? The advance commission is one of the best payment structures in direct sales.

Yes TVC Matrix does own MCA, whats the problem? They've aquired many auto related companies over the last 20 years, MCA itself hhas been in business since 1926, you can visit mcamotorclubofamericahq.com to see actual vintage MCA kits from the 60's. Ford owns Jaquar, Toyota owns Lexus, CBS owns UPN...get it? Mergers and aquisitions.

MCA benefits are unlimited but with anything if you abuse the sysytem and use and unreasonable amout of roadside for say your whole town is that fair? Try using excessive bandwidth all day long on a $35/month internet provider see what happens,although I doubt MCA has cancelled any membership, because of this, furthermore, the direct sales program is fairly new, so how can you say with 87 years of just the benefits that they have no real customer? Misinformed

Any needing real benefits and wantinng to make real self generated income from home, I would recommend to MCA, its one of the best home biz companies in America next to instant rewards network, and thats only that comapny is free.

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#16 UPDATE Employee ..inside information

The real deal about MCA

AUTHOR: Taffany Evans - ()

POSTED: Thursday, October 17, 2013

There is a lot of confusion going on with misinformation about MCA. This business is clearly not for everyone. You say that companies can't merge and become partners? Large companies do it day after day. It's what makes a company stay strong and more stable. There is nothing illegal about that just do your research.

You say you didn't see a dime from MCA but did you sign anyone up? If so you would have been paid. MCA does not hold any commission sales that are valid. MCA pays you ADVANCED commissions which is why we have the best program on the planet! 

Everyone that had failed with MCA probably had a track record on giving up on things very easily. With this business you have to separate the real from the fake very quickly because misery loves company and when you do well other people feel threaten by you and have nothing better to do except bash a completely legitimate company. 

Don't let anyone tell you different, MCA is WORK! You truly have to be dedicated and willing to continue to be PERSISTENT and CONSISTANT with your efforts and it will surely pay off! 

Ive been with MCA for a little over 5 months and it's been nothing but a blessing! The economy is a it's worst and what will you do to stay recession proof? 

If you have questions please feel free to reach out to me!


(((ROR redacted)))

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#15 Consumer Comment

I agree MCA is a scam

AUTHOR: Joe - ()

POSTED: Tuesday, September 10, 2013

I agree...I was fooled at first u employed and desperate. I was a mca agent for 2weeks never saw a penny and realized the whole scam...the only consumers are the agents and did u know u can be an agent for free. Under www.tvcmatrix.com. So u can sell this for free. Wo pays $80 for a 9.95 sale? Lol and don't forget taxes at the end of the year...also don't believe all the hype with young kids flashing ,one, it isn't true. 

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#14 UPDATE Employee

MCA changed my life!!

AUTHOR: McaMillionaire - ()

POSTED: Monday, August 26, 2013



I have been employed by Mca for a little over 3 months now. I am living proof that mca really does work!

Mca is NOT a scam, i repeat Mca is NOT a scam.

Mca pays 200% commision to employees, this means for every $40 sale you make you earn $80.

I haved earned as much as $2000 in 2 weeks!

Mca is a reliable legitimate company and definitely provides rewarding benifits.

My team on average totals about $15,000 every 2 weeks combined.


If you want to start making fast reliable money,and get paid EVERY friday then i suggest you join my team now!

Check out my website www.mcamoneymillionaires.com 

Let me show you how i make my money. Become a millionaire with me.

If you have any questions on joining my team email me @ mcamillionaire21@gmail.com 


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#13 Consumer Comment

Let's Talk About Motor Club of America & TVC Marketing

AUTHOR: Motor Club Lady - ()

POSTED: Monday, July 22, 2013

I just wanted to say something about Motor Club of America, which I did join as associate.  When I first started to look at the company, there were a lot of YouTube videos with young kids and all this money (that will surely make it easy for the IRS to find them - smile)

There are two sides to the MCA business.  There is a retail side which sells the membership plans to consumers.  The contents of the plan have value and I have used them at the optical shop and (because I was new), everywhere I went I would ask the company to look up the discounts.  Sure enough, they are on the computers at the businesses.  From glasses to oil changes to an actual Dr's Network to get physician’s care. 

How do I know, because I called the 24 hour hotline for MCA to get the information.  My wait time online was never more than 5 minutes when I called and they were always able to answer my questions, etc.  I wanted to make sure of my experiences first hand.

TVC Marketing on the other hand conducts its business like Warren Buffet.  What Mr. Buffet does is buy up companies and absorb them into his parent company.  Thus, TVC Marketing does pretty much the same thing, buys companies.  They bought Motor Club of America and that is how the two are joined together.

I have been in numerous businesses, like Avon, Tupperware, Melaluca, Pre-Paid Legal, and so on.  This the first company where I can actually see the long term benefits of remaining with the business.

Now on the business side, associates are building their teams.  In order to do this, you have to work with people who have a mind to prosper.  If you are looking for something to be wrong with any business, you can find it.  I have stopped dealing many companies because of their customer service was so, so bad.

I believe that there could be (my opinion) more professionalism in the way, associates present themselves and represent MCA.  Even though there is no set format, but there is a contract. 

One of the most significant things I saw was  woman who had been with MCA since the 1990's and she was now receiving over 400k per year in residual income - to me that is amazing!

There are some who see the dollars that can be made, but do not see the value in the products.  By being less than truthful has caused a barrage of misleading information.

For instance, you can get a membership with MCA for as little as $9.95 per month.  You do not have to pay $40.00.  Paying that amount is for those who understand the residual benefits of the business side of MCA.

Another thing, you do not have to buy a membership to sell the memberships.  This was a little confusing to me when I first started, but I have a really good sponsor who is responsive to my questions as well.  This means a lot to me to have a good sponsor I can call and the 24/7 hotline, for me that is good support.

I saw somewhere a concern about MCA not being connected with the BBB - so what.  For those of you who SINCERELY are looking for a business model that has stood the test of time, the MCA Opportunity is a good one.  If you do not have roadside service for your vehicle, $10.00 per month is a very good use of your funds, ensuring your safety and that of your family.

If you are not willing to put forth work in ANY Business YOU ONLY GET OUT OF IT WHAT YOU PUT INTO IT.

MCA is an EXCELLENT business to market offline, get off your rear and go and meet people, take them to lunch and talk about what MCA is doing for you.

The official website for MCA is TVCmarketing.com, the official phone number is 800-435-7622 or 800-227-6459.  Any other sites you see out here belongs to individual associates who join and become Independent Contractors who are solely responsible for what they say and do.

Leave your family and friends alone, just go for it.  I am the Motor Club Lady and I approved this message.


Thanks for your time,


Motor Club Lady



Contact me:




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#12 UPDATE Employee ..inside information

False Information Being Reported.

AUTHOR: 96792 - ()

POSTED: Tuesday, May 07, 2013

99.9% of the  things this person said are False.  We do NOT get paid only $4.62 or whatever he said. We GET PAID $40-$90 per referral. $9.95/mo. membership sold = $40-$45 the more sold in a week the more you make on each membership sold.   $14.95/mo. membership sold is $60-$67.50, $19.95/mo. or higher membership sold is $80 - $90 per referral. We get paid the same way Insurance Agents, Brokers etc get paid. Advance Commissions. Now if the person cancels before their 17 month period, yes we get chargebacks..We rather charge OURSELVES chargebacks then our CUSTOMERS!! BUT it is not the way he said. They DO NOT chase us or use the card we have on file to collect that AND they don't collect all of it right away, it's taken in itty bitty pieces of your FUTURE commissions but it doesn't affect your commissions  if your selling memberships. PLUS if you sell I think it's between 10 - 15 memberships  a week, all your chargebacks are WAIVED and you don't have to pay back anything. Another thing is, AAA IS NOT CHEAPER! Check out the differences yourselves and COMPARE the major differences in the coverages. And it does NOT HAVE TO BE A CREDIT CARD, debit is fine, just no pre-paid that's all and MOST COMPANIES don't accept that either. There's no OBLIGATION for you to STAY, there's NO CONTRACT, You can CANCEL your membership at anytime you please. I don't get what the hate is all about. Yes we have BAD representation by some of our reps but we are 100% Legitimate Financially Solid Company. Tvc Marketing Associates is our new parent Company, we have put both coverages together as one. Tvc was once only for Truckers and Businesses, MCA was for our general public, and we are now merged together and are now available to our general public. 

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#11 General Comment

Not an associate unless

AUTHOR: xxmasterofselfxx - (United States of America)

POSTED: Saturday, March 09, 2013

You fill out the associate agreement,enter SS# and send in W-9.

Oh, but you forgot to mention that. Hmmmm seems like you're just bashing because you couldn't make any sales but the one you probably got for $4.62? And thats what you make if you sell the lowest membership at $9.95 per month to someone who uses....guess what....A PREPAID CARD. Now if they would've used a real CC or Bank Card you would've got the $40 advanced for that membership.

But what do I know right? I knew all this BEFORE the update because I actually CALLED them to see why I didn't get advanced commission on some sales. But wait....you weren't really serious enough to call and ask any questions or concerns??? LOL no wonder you FAILED and are now bashing the company.

At what point do dumb people actually be professional? NEVER. Although you might have some knowledge now for your next opp you might join. Karma will come and bite you in the rear cause of this negativity on your end for lack of being professional.

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#10 UPDATE Employee

Thank You Fellow Associates!

AUTHOR: TheRealDeal - (United States of America)

POSTED: Thursday, March 07, 2013

I have been an entrepreneur for quite sometime now, and the truth is Tvc and MCA Club is absolutely the real deal. For that matter, MOST work from home opportunities are not scams....just badly exaggerated compounded with total ignorance. 

This form of marketing is no different than what they cram down our throats on Tv and everywhere else, they walk the legal line. ALWAYS

Tvc absolutely pays an 80.00 commission unless of course it is a pre-paid card, which should really be common sense, I am surprised they allow you to join with a pre-paid card at all. As per "chargebacks".....seriously, use the brain a bit, this is simple arithmatic. The commission is advanced. Ugh

There is just one thing I wanted to mention about Tvc as a company, as my fellow associates have literally covered everything else WELL.

Tvc actually stands for The Truckers Voice in Court....how do I know this? I was a Trucker and their little booths were setup with associates in truck stops all over the country; this occurred long before it turned into the awesome work from home opportunity it is now.

"Back in the day", MCA Club only offered their services to professional drivers, enticing us with those "pre-paid legal fees" to keep the license clean. A "drivers" record is their livelihood, and they are a big 70ft money making machine to law enforcement and lawyers. (literally) Therefore this protection has been well worth it for those of us counting on our CDL for many many years.  

So the ridiculous accusation that MCA is made up of only "associates" is yet another prime example of all the little Who's in Whoville crying Boo h*o h*o without knowing a d**n thing of what they say.

If you want to work from home successfully, you need to put your big girl panties on and WORK. It don't happen overnight, and it don't happen by sitting around and writing long whiney posts after you yourself tried to dupe the company only to have your attempts fail miserably.

So while I may not like how these big "guru's" go out and present these legitimate opportunities, I don't agree with how corporate america does it either. The only thing I can control is how I present MCA and Tvc to people, with knowledge and truth. 

Work From Home Facts And Myths

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#9 UPDATE Employee

In response to the last post

AUTHOR: phillywiseguy - (United States of America)

POSTED: Tuesday, February 12, 2013

In response to your last post, Motor Club of America benefits are not just auto related, you receive 100k in non driver discounts benefits and perks as well. You can visit tvcmatrix.com and click on a package and see all the specific benefits. Also you do not have to be have a license to sale MCA Motor Club memberships in most states, I believe there's only twelve states that you need a license for, and they are listed in your tvcmatrix.com back office. If you still dont understand how mca works why don't you just go to the TVC Marketing Associates information page to get all your questions answered about what is Motor Club of America.

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#8 UPDATE Employee

Tvc updated there site

AUTHOR: listenup - (USA)

POSTED: Friday, February 01, 2013

Yes.  It now states in the Back office that you will get the 9 dollar payout if they pay with a pre paid card. But before that it was not there at all. Now as far as service go everything they offer is involved with a vehicle for you to reap the benefits. That is why most members are associates.  A lot of people don't like that  fact. Then if a person signs up for mca through a tvc website they must become a member to tvc there is no way around that.

Now the thing that go me is that if they become a member and refer how do they get the 80 dollars this has came to me a lot and i still have no answer. They say they don't want to be an associate. You clearly state that if you refer someone to the membership you can make 80 dollars. How can you do that if you need a licence to sale motor club? See people that is commenting are people who sale for the company they are not genuine customers to the service. So of course you will say its great. They just had  Fortune Hi-Tech get shut down for the same practice that TVC/MCA are doing 

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#7 UPDATE Employee

This Individual here has been MISLEAD!!!!

AUTHOR: Tamerra - (United States of America)

POSTED: Friday, February 01, 2013

"Then Tvc Marketing owns motor club of america now this is where it is a scam. You can not just get motor club of america online you have to become a member with tcv marketing to be able to purchase the membership. You should not have to be a part of Tvc to be with MCA".

This statement is false!!!! MCA is not owned by TVC they are partnered companies! I am a member of MCA and Also an employee. I have talked to the company multiple times and they are VERY VERY nice people. They are polite and they do anything to help you. I have asked them numerous questions about the companies and they answered every single one of them. if you have any questions please feel free to call me!!! My number is 302-362-2622.

Also you don't have to become a member of TVC at all you can get MCA online!!!

Do NOT believe anything this person has said. He/she has been mislead!!! You can call 1-800-227-6459 and they will also answer any questions you have about the company(s)!!!

The fact that if you sell the membership to someone who pays with a gift card/pre-paid visa card (anything but a bank card) and only get $4.62 is TRUE!!! That is why you tell the customer you are selling to, they cannot pay with anything but a bank card. And if you are sponsored by a good associate who knows what they are talking about you will know this. And it DOES state this in the agreement page of the sign up!!! You have to READ instead of just hitting you agreeing with the terms and conditions.

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#6 UPDATE Employee

A misinformation cocktail, TVC is not a scam.

AUTHOR: Dan - (United States of America)

POSTED: Thursday, January 31, 2013

Here we have a prime example of a misinformed disgruntled person posting blatant misinformation online. You are misinformed about , TVC Marketing is a Marketing firm that acquired Motor Club of America recently, MCA has been in business since 1926. I'm here to help others though that will like information, so I will address your concerns one at a time and basically break down what is Motor Club of America

 You state that TVC advertises that they will pay $80/per referral as an associate, but fails to advertise that you will make only $9.24 upfront and $4.62 a month when one of your referrals uses a prepaid card.
Completely wrong! It clearly states in your back office and training that $80 commissions are advance commissions based on a referral paying with an "ongoing" form of payment like a checking account or major check card or credit card. If a person pays with a prepaid card or gift card they can just pay once and then stop, and tvc would not profit. You think a company would pay you $80 up front when a person only pays $40 onetime?? That would be a $40 net loss on each transaction for TVC. In your back office training manual TVC tells you in your promotions to explain to prospects to use an ongoing form of payment or you will receive $9.24 then $4.62 a month for however long the prospect is an MCA customer. I will post pictures from the TVC Matrix back office where this is clearly stated in the training manual and the FAQ section. TVC Marketing probably has one of the best most unique compensation plans in the direct sales industry because when someone signs up for an MCA membership for $40 upfront and $19.95/month you make $80! All you have to do is make sure the customer uses an ongoing form of payment, the $80 advance commission is based on the person being a member for 17 months, so $4.62 * 17 although there is no contractual obligation and you can cancel at anytime.

You state TVC only pays you $9.24 when you use the same card to sign up multiple customers.
Um yeah of course to stop people like you from trying t game the great compensation system. You admittedly where trying to "double your money" by yourself paying for multiple $40 memberships under yourself with the same card so you could get multiple $80 payment and you thought TVC would allow you to get away with this and take a $40 net loss on each membership after they didn't continue after the first month, wrong. Was this even a serious complaint? To any potential TVC Marketing associates you must not use the same account for multiple memberships to insure it is not one person trying to game the system, reasonable request. Sorry its a real business so to make money you have to market, it's not hard it's actually fun seeing you marketing efforts pay off.

You make claims about MCA benefits not really being unlimited

Your just spreading your misinformation like a virus, Motor Club of America sign an go tow benefits are unlimited unlike AAA, and are effective from day one no need to wait for you card to arrive. I've used the tow twice in 5 months at no cost to me and I use my discounts literally all the time. You also get $100k in perks and discounts, hotels, car rentals, dental, vision, 50k in hospital stay benefits, $500 emergency room, $2000 in lawyer fees, $25 in bail bond, steep auto related discounts at major chains and a lot more. Go to MCA Motor Club benefits to see a full list of MCA benefits or directly to tvcmatrix.com and click a package.

You make a claim that MCA is a big scam with no customers just associates who pay for memberships.
This may be the most misinformed part of your post. Motor Club of America has been in the auto club roadside & discount club industry since 1926 long before a lot of competitors. It was founded by William W. Green in 1926, you can Google that. MCA was just recently acquired by TVC Marketing in 2011, that brought about the associate direct sales program. So 87 years with 10 million customers all over the U.S and Canada, and the direct sales program is only a year and a half old but you say only associates are members? Sorry you are wrong again. You can go here to there site if you want to see real Motor Club of America Reviews from real MCA customers. Its sounds like the person who wrote this report got sucked into the advertising tactics of a particular associate and you really have no idea how direct sales works. Avon, Mary Kay, Tupperware, Amway and Dish Network
are all direct sales companies . Are all there customers associates? I'm not sure you know the definition of pyramid scheme and the definition of what direct sales is and you are confusing the two, a pyramid scheme has NO ACTUAL PRODUCT, just people recruiting others with the person at the top making the most. MCA is a great company with an independent DIRECT SALES program through TVC Marketing In direct sales a successful company pays its members or associates to word of mouth refer as opposed to paying millions for advertisements. A top associate can earn more than a top exec at the company. Donald Trump and Warren Buffet have both touted the financial advantages of network marketing.

You claim if a customer cancels before 17 months you get a chargeback and they will charge your card you signed up with
Completely wrong, you don't know how the chargebacks work. they will never charge your card for a charge back, it is just taken out of your future commission payment and will never total more than %50 of your check. And if your produce a certain amount of referrals in a week your chargebacks will be wipe off. But I will state with most good reps chargebacks are rare

In conclusion MCA is a great roadside assistance and discount club with a great direct sales program, but decide for your self. Being your own boss isn't for everyone. If you have any more questions about how TVC Marketing works go directly to tvcmatrix.com, click associates and click FAQ. And if you like what you see sign up as an associate and become an MCA member. Go here to TVC Matrix Reviews to see real TVC associate testimonials.

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#5 UPDATE Employee

Im a proud customer of mca and work with the company!

AUTHOR: mlmhustler24/7 - (United States of America)

POSTED: Monday, January 28, 2013

I been a member of Motor Club of America (MCA) for 3 1/2 months now and made over link 12,000 dollars and still making money every week because i know about (MLM) Multi Level Marketing, im not going to explain MLM you do that for your self when your get time.

When I first heard about MCA i was thinking this was a some NOT TRUE but i been doing home business since 2004, so i always do my research and read between the lines before i joined any online work from home business its important to do so because you will know what your getting in to be you join.  

So I did my research and found out that MCA is a official company with real people you can call and talk to on the phone and haves a B plus rating on (BBB) website Better Business Bureau. if you ever search for a company online before you join, check to see if you can call them and speck with them on the phone and not email them because a real company will have customer care services because if they don't its basically a scam waiting to eat your bank account up or money.
Now about MCA services and become coming a associate with the company,
first let me tell you about the services, MCA gives you unlimited road side assistance with benefits and discounts on health,traveling,trips and legal matters and more for the lowest cost were you will spend a arm and leg with any other services all together.

Now people is saying these services is not accurate which is false, i used my services almost ten times now and never had a problem. Listen if something is free to use or have discounts please don't not take advantage of it stop being greedy and give somebody else a chance to use the services also of course  any company will be unappreciated with you, because your not the only one using the services.
Now to the business side, the bread and butter I call it LOL! but seriously MCA have been the best ever Home opportunity I found so far as a home based business not only they will pay your every friday but the training is easy a lil 12 yr old kid can do it. What i s your excuse, they have all the training videos online on social networks, like FaceBook ,media networks like YouTube and personal blogs that easy to found when u join mca. The best part is it's free to became a associate you don't have to pay for your services only when your ready to get them, just get under a sponsor, so you can get the right training to start making income instantly and be part of the winning team.

Every since MCA got popluar every company either try to copy their 3x8 matrix plan (note! if you don't know about MLM you will not most likely know what a 3x8 matrix plan is you can do your search)  and try to make people think its a scam because of how many members they have attract with in a year and half time yes MCA was rebuild in 2011 which was only for major companies before they started giving people online opportunity's to make money with the company TVC matrix brought in to the company back in 2011 turning it to MCA which was going to be a home based business.
And now they saying MCA is a scam because of the charge backs and you got to have a checking account to get a MCA membership plain they don't accept pre-paid cards because they job is to keep the services active thru withdraws out your bank account for your services, so the company can keep the record's updated but if your on the business side working with the company you can use pre-paid cards with direct despite.  
First let me talk about the charges backs every company haves a personal business bank accounts and with these accounts its rules so you also have rules to set if your going to offer funds to your clients, so thats when a private collections company comes in actions and everybody know who these people are they call your residents to collect payments if you don't make your payments on time and its pass the due date.  

Since MCA gives you the option to run your own business which a lot of people are not to good at doing that's when they fail because they're looking at the front money part of the company not the back in part of the company, when you do your research about MLM you will see what I'm talking about.

Its your business so you will need all the tools, so the MCA will not be in your pockets because your responsible for your own customers you bring into MCA, they just give you access to their services to sell and make a profit.
And scam MCA is not a scam LOL! most people just don't know how to run a home business like I said a 12 yr old can make money doing mca all you doing is spreading the word in public or online. This is the easiest company i ever joined to make money on and offline, how can you not make the money and fail you must not have graduated from high school smh!

 Your sponsor gives you all the tools and information you will need, so you can make your first $500 to $800 your first week and if you only get 1 or 2 sales it's always another week to make the money and another smh! were is the scam please tell me i want to see for myself entail i found one I'm with this MCA money train till the wheels fall off.

Why other people running around looking for a scam or negative comments and thinking negative, the only way you will make money online or in public anywhere you got to have a positive way of thinking of cause your going have negative people trying to make you think like them because their mind is so constant on thinking negative and don't want to work for nothing in life and will never reach they goals unless they change their way of thinking and the people they hang with or lesson too. 
if you want to know how to join MCA email me @ (((ROR redacted)))
(((ROR redacted)))

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#4 UPDATE Employee

MCA Great Company


POSTED: Saturday, January 12, 2013

Please be aware of people on this blog that lie about MCA Motor Club Of America.

the reason for this website RIPP OFF REPORT is to share there story about themselves getting scam in a company showing proof that the service don't work to help other so they want get scam like them. People Have failed to do that in this blog. its funny how people are saying negative reports about MCA but never leave a Cell number.

My Name is Tyrell i'm a MCA associate of Motor Club Of America

my contact # 909-581-2779 if you want more info about motor club of america please call me 
you can visit my website at www.checkmca.com for more info

get the real info you need about MCA just call me or visit my website 

MCA Associate


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#3 Author of original report

That is false advertising

AUTHOR: Therealdeal - (United States of America)

POSTED: Monday, December 24, 2012

When you lead someone on to believe that they will be paid a certain amount then you should have in writing the details. Tvc does not state that nowhere in the independent agreement nor in the mca membership agreement. So yes this is false advertising. 

Also tvc states you can take cash payments and they will take the payment out of your account. I doesn't state that you will only make $4.62 for doing so. So that is a very misleading concept. You see a income projecting that say that the pay out is $80. 

So again this is false misleading information. This company is ruin hard working marketers good name by not including this in training to tell other people. You find out from other online members about that you will not receive that advance commission.  

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#2 General Comment

Just think about why

AUTHOR: John - (United States of America)

POSTED: Monday, December 24, 2012

Rather than say it is false advertising, why not THINK about the reasons for paying $4.62 when a pre-paid debit/credit card is used, or when the same credit card is used as when initially joining? Imagine this:  you join with a credit card and collect your $80 commission; now you join again with the same credit card, but with false details, or you pay for someone's membership and you again collect $80, but now you (or they) cancel that subscription. And you think you should keep the second (false) commission?  I assume that is what you mean by "doubling up"...something I have never heard of, and it certainly sounds like cheating, so you get what you deserve.

Of course it is charged back, and the same thinking goes for the debit card...you are paid a reduced commission as long as the debit card payment is good.  The 17 months is near enough the $80 you would get if you paid up-front with a credit card. This is NOT a scam and not false advertising in my opinion...just good sound business practice on the part of MCA (TVC is only the marketing arm as is clearly explained).

You have a right to your opinion, and certainly to not join MCA, but please, let's get all the facts right (and check your spelling).   Here's detailed info about the program:


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#1 UPDATE EX-employee responds

You Are Right About This One

AUTHOR: listenup - (United States of America)

POSTED: Monday, December 24, 2012

Yes people should be aware of this company and there Matrix also. They have a Matrix where its like your investing in the business of Mca or Tvc. This is a Scam. From what I do know is these roadside services are not guaranteed. I had to pay for the tow upfront think I would be reimbursed and never was.  Also I had people under me that sign up for free as associate and never received any pay after three months of being a member. Half of the pictures you see are re used pictures. 

So yes they are Scamming people because if you have to mislead them or do any type of false advertising then that is a Scam. So glad I got out while I can. I smell a Lawsuit!

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