UMG Money Ahead, UMG Buyers Edge Inc. Unauthorized Raiding of Bank Account by way of Debit Card Number Schaumburg Illinois

I was going through my bank acct. statement when I realized it wasn't balancing out. Upon further investigation I noticed two separate charges of $11.99 each, a month apart. I didn't recognize these charges so I called my bank to notify them of the discrepancy and the fact that these weren't my charges.

After turning it in to the bank I got curious about what these charges were for and from what company did they transpire. On my statement it said UMG Money Ahead so I typed this in on google and it took me to a site at My Three Cents where I found letter after letter of people that had the same thing happen to them, and most of them said that they hadn't ordered anything online, over the phone, nor gave out there card numbers same as I hadn't.
How are they getting our card numbers? nobody seems to know, and none had clicked on any links, nor ever heard of this company til they got ripped off by it! Most said that when they had contacted the company to get there money back they were told that it would be put back into there acct.'s but for the most part the majority said that this didn't happen either, and by the consensus this has been going on for some time now.

How is this company getting away with this, it's so blantly illegal it's ridiculous?And yet nobody seems to be able to stop them. They keep the amounts small so that the average person won't notice and if they do will think as I did that they forgot to deduct something, and when the get caught they just go on to the next person.

Something needs to be done about this but I don't know who to turn to except to post it so that others don't get took as I did. As I just discovered this and there not open until Mon. I have to wait to see what happens next, but in the mean time I've had to cancel my card, a minor inconvenience but one I'd gladly go through to stop them from taking more.What I'd like to know is where's the internet police?,LOL, but seriously who do you tell and what can they do? This company needs to be sued and put out of business, or at least stopped from doing this,and fined big time, and what kind of program are they running that you don't even need to order online for them to get your info? where are they getting it from? Can anybody help with some answers?

Catherine
Las Vegas, Nevada
U.S.A.