Umpqua Bank bank atm card non visa no longer offered Roseburg oregon

I'm failing to see how the OP was ripped off.

I used to go to a smaller bank and they at the time did not offer a Visa debit, only a bankcard. So I went to a larger bank and I have a Debit Mastercard now. It has the exact same regualtions that a Credit Card Mastercard has. Check out their website. It is spelled out there. We did find out quite a while ago that most banks charge when your Debit card is used as a Debit, so we use it as a "Credit Card" and no fees are charged on our bank account. Always be sure to write every debit card use in your check register so you dont get wracked up in these NSF fees that people get charged with cause they don't understand how the bank regulations are.

If i were you I would be changing banks!

Good luck,

Cat

Believe it or not, debit cards are every bit as safe and are awarded all the same federal and state protections at an ATM card, as well as protection offered by the Visa corporation.

I say give the versatility of your new card a chance.

Either that, or ask that the bank close your card and go back to writing checks, and using over-the-counter bank transactions.

or change banks.

Key bank gives a Master Card Debit card. I can use it as a debit (which requires a PIN entry) or as a credit card (no PIN entry.) You are correct that a DEBIT/ATM card does not afford the consumer the protections that a real credit card does.