Union Workers Credit Services My daughter, a college student, received an offer from these people but showed it to me instead of sending it in. The two red flags were (1) the $37 fee and (2) their disclaimer of not being affiliated Dallas, Texas

My daughter, a college student, received an offer from these people for a $10,000 limit on a credit card.  Thankfully she thought it was odd they wanted $37 up front so she gave it to me.  Upon review of the terms I saw their disclaimer that they were not affiliated with Visa or MasterCard, confirming my suspicion that this was a scam.  The other complaints on this website also confirmed it.  I plan to contact the police in Dallas to see if they will accept a report. My investigation of this offer led me to this website, an invaluable service.  Thanks to all of you.