Complaint Review: United Cashloans - Nationwide
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- Author Confirmed
- United Cashloans unitedcash.com Nationwide U.S.A.
- Phone: 800-279-8511
- Web:
- Category: Loans
United Cashloans Ripoff Want to feel robbed Raked over the coals Taken advantage of Go to UnitedCashLoans.com.!! C internet
*Consumer Comment: They make it hard to pay off.
*Consumer Comment: I was wondering....
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I thought card/loan sharks went out in the 1940's along with the mafia, but how wrong I was! A family tragedy arose and I needed "fast cash." The Web provides oodles of sites willing to so, and I should have been more alert when searching... but the drama kept my head spinning. I find site, I apply with site and I get approved with site! Ya. Money in bank account and off I go to attend other obligations. Well, 3 months later, after now having my bank account withdrawn the sum of $90.00 5 times and the sum of $50.00 1 time.... I call customer service to see what in the heck is going on. I am told that the "FIRST 4" withdrawls are INTEREST ONLY!! And that starting on the 5th withdrawl my princible will go down in incorments of $50.00 ALONG WITH ADDED FEE'S!!! 1st $90.00, then $75.00, then $60.00, then $45.00 and finally $30.00!!! The total that will be paid back on their time schedule, for a $300.00 LOAN, will exceed more than $1000.00!! That is incredible!!! RIPOFF is not a strong enough adjective for how I am feeling right now. My advice: BUYER BEWARE!!! Good Luck & read all the fine print that sits just below the micro-print.... it WILL cost you!
Deborah
Inland Empire, California
U.S.A.
This report was posted on Ripoff Report on 12/14/2005 12:19 PM and is a permanent record located here: https://www.ripoffreport.com/reports/united-cashloans/nationwide/united-cashloans-ripoff-want-to-feel-robbed-raked-over-the-coals-taken-advantage-of-go-to-167893. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
They make it hard to pay off.
AUTHOR: Mike - (U.S.A.)
SUBMITTED: Wednesday, December 14, 2005
Payday loans are almost always for a two week period with a single payment at the end. They are either paid in full then (principal + finance charge) or the borrower can "renew" the loan by paying only the finance charge and starting a new loan for the principal.
The company makes a lot more money renewing the loan than having it paid off. Many of the companies make it difficult to pay in full by requiring advance notice and/or a different payment method, both of which should be illegal. Also none of the companies is going to upfront tell the borrower of their right to pay in full at any time.
Many states make it illegal to renew a loan more than 2 or 3 times, or don't allow renewals at all. Internet companies set up in a state with permissive laws and claim that the laws in the borrower's state don't apply to them.
#1 Consumer Comment
I was wondering....
AUTHOR: D - (U.S.A.)
SUBMITTED: Wednesday, December 14, 2005
Are you saying that you had a 3 month loan and you WERE NOT ALLOWED to pay off the loan any faster or could you had paid the loan off at anytime? Please respond.
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