Universal Acceptance Corp - Car Hop A piece of crap! and not worth it- Buyers be ware. blaine Minnesota

I was looking to improve my credit so I saw a commercial for carhop, and decided to check it out, they say they improve credit,for people who get denied from Dealers, but that isn't the case, they sell lemons,and they charge to much for their cars, that aren't even in working order. I got a 2000 Chev. Malibu and it was working for 3 days which was the return policy length then we had issues with the engine, muffler,brakes,struts, and transmission, this car was suppose to be fix and no issues from what that guy @ the carhop in Blaine said didn't even give us his real name. So we called UAC to get warranty work done, they fixed it reluctantly,okay thought ever car has its issues so didn't bother me then, then a year later same issues and turns on parts were from a  junk yard, engine isn't even the right engine for that cars #'s dont match.  and now 6/2/2010 Mufflers out again breaks breaking down, and I still owe a huge chunk, so I called up to UAC again still waiting for a call back regarding if they approve muffler issue again which they probably wont. So this car is a lemon and a piece of crap and charge a huge APR and the car isn't worth that.