U.S. Benefits ripoff LIARS, FALSE ADVERTISING Champlain New York

This company called me April 21, 2004 with an offer of a unsecured credit card (with a limit of $2,000), a free computer, free cell phone, a $500 shopping spree, a 2-day cruise, and a free sattelite. All for a one time fee of $329.00. I was skeptical and asked several times if this was an unsecured credit card and was told yes. I gave them my bank information (like an idiot), and split the payments up. The last payment was taken from my account on June 3, 2004.

After waiting until May 18, 2004 I called and spoke with eve. She told me she would send it out but it may take a couple weeks as they were backlogged. It was then that she told me I would be receiving a signature note for a credit card but not an actual card. I told her I was not sure of this but to send it and I would look it ovwer and call her back.

On July 13, 2004 I received a packet with a signature note for a secured card with a limit of $5,000, flyers that had: a legal portfolio registration kit, a 5,00 calling card web-site address that I had to complete another pruchase before I could receive, a medical prescription card for $29.95 per year, a web-site for a free cell phone, a web-site for a free sattelite, a cruise vacation that I had to pay for, and a credit reair guide.

I have been trying to call this company for several days now and get an answering machine and no return calls. I was lied to about the total package I would be receiving and want my money back. If I knew of the third-party banker this company used, I would contact them to obtain my money, as most third-parties are not illegal. I will be contacting the D.A. in Champlain, N.Y., to file a lawsuit or to become involved in a class-action lawsuit. I am on disability and cannot afford a rip-off. Please, everyone contacted or allready ripped off by this company do the same.

Dave
Yulee, Florida
U.S.A.