Complaint Review: US Health Advisors - Austin Texas
US Health Advisors US Health Group US Health Advisors US Health Group Austin Texas
*UPDATE Employee: Try this to test USHA to form your own assessment
*Consumer Comment: Perhaps The Lawsuit Should be on You
*UPDATE EX-employee responds: ex agent here
*UPDATE Employee: You deserve to be sued
*General Comment: The ACA plan is not being accepted widely
My husband and I had an ACA major medical health insurance plan with Blue Cross. Because we are self-employed and make $120K a year we did not qualify for a subsidy. We were approached by an agent of US Health Advisors who told us that we could get better coverage that cost less so we were interested, even though it was only saving us $86 a month. We wanted Humana but were told by the agent that Humana was not a good company. We were worried about the Obamacare penalty but the agent told us not to worry--that there would probably be no penalties in 2014 and even if there were it would only be $95. We signed up for a US Health Advisors plan and had to pay a large application fee which we have never had to pay before. We checked with the Department of Insurance who informed us that if we did not have an ACA plan with the essential benefits we would be fined 1% of our annual income--$1200!!!!! We tried to cancel but were told that we would not get our application fee back and it was too late to get an ACA plan now anywhere. After reading our policy which took two weeks to receive (the agent said in a couple of days), it is clear that the plan we got from US Health Advisors is NOT major medical coverage and has more holes in it than swiss cheese--limits on almost everything and no free wellness like our old plan. I went to have my women's exam and had to pay $243! That was free with Blue Cross! Now we may not be able to get a real health insurance plan by the end of open enrollment. This is crazy. We are going to complain to the Department of Insurance and the BBB. Beware of US Health Advisors--its a scam!
This report was posted on Ripoff Report on 03/24/2014 07:47 PM and is a permanent record located here: https://www.ripoffreport.com/reports/us-health-advisors/austin-texas/us-health-advisors-us-health-group-us-health-advisors-us-health-group-austin-texas-1133338. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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