USA Shopping Club - Usashoppingclub.com - Usa Platinum Credit Card UNAUTHORIZED DEBIT TO MY ACCOUNT.. RIP OFF: BEWARE Uniontown Pennsylvania

I cannot believe this company. First they gave me an offer of a $5,000.00 credit limit on a card. Then, they informed me that they report to Transunion (credit reporting agency); and that I could rebuild my credit with them. They really talked me into a corner. Not only do they get all of your personal information- guarenteeing that it is secure and is not a rip off or scam- but ask for your bank account and routing number. This was explained to me as "in order to do a credit check"- which they claim they don't do.

I am a single mother of a toddler. Life gets expensive; and I can't afford a rip off like this. Even though I MADE the MISTAKE of initially giving them all of my personal information and bank account information; I did try to rectify the situation by calling back and telling them I didn't want the card. I was put on hold several times; once for over 10 minutes; I was hung up on... and when I finally got back through- I got recordings. My account was debited for alot less than some on this website- $79.95. But; to me- it's still a loss. Especially since I DO NOT WANT THE CARD.

I contacted the local branch of my bank- they were very helpful- but told me that they could not guarentee a stop payment to my account. If USA SHOPPING CLUB debited my account within the next 72 hours; they would get thier money- and the bank would charge me a stop payment fee on top of it. I ended up emailing the online banking customer service center- and am doing all I can to get my money back. The sad thing is; I may not. Just like dozens of others that were RIPPED OFF by this scam company.

I guess the lesson to be learned is: IF IT SOUNDS TOO GOOD TO BE TRUE- chances are- IT IS. And, as always- DO NOT give personal information (such as date of birth; ss#; cc#'s; bank account or routing #'s) over the internet or phone unless you KNOW FOR SURE it is legitimate. I am young- only 27; and I guess very naive.

This was a slap in the face. THIS COMPANY IS INSANE AND RIPS PEOPLE OFF SO OFTEN THEY SHOULD BE SHUT DOWN. Whether it's 79.95 being stolen from an account- or 149.95 like some others- it's all wrong. In the end; BEFORE money was debited- I TOLD THEM I DID NOT WANT THE CARD AFTER ALL- and NOT to debit my account. Some people don't know how to listen; I guess....

!!!!!!!BEWARE!!!!!!SCAM!!!!!!DON'T LET THIS HAPPEN TO YOU!!!!!!

Kimberly
Marlborough, New Hampshire
U.S.A.