Vanderbilt Mortage And Finance, Inc. Dending payment or we will take the home/ Very Rude and Hateful people Maryville Tennessee

Angie,

I am sorry to read of your father's passing. I am also saddened to read that you have not been employed for six months. However I do not understand where the ripoff is taking place. If you are behind on your mortgage, the financial institution wants the money that you owe them.
You must understand that every banking institution hears the same sad stories from everyone that is behind on payments (not all are true). They just want their money. Should they just let you slide on the late payment? I know that it is frustrating being behind on the bills, but you need to realize the bank did not cause that to happen.

I am not insinuating that you did this to yourself on purpose, but it is definitely not the bank's fault. I hope this perspective helps you realize that the bank is not "out to get you", they just want their money.

An example would be: Lets say you are employed, and it is payday. The employer then lets you know, that to no fault of theirs, there is no money to pay you with. (Even though you have worked for it, and it is rightfully yours). Do you just let is slide? Do you inform them that whenever they are able to make the payment at their convenience, that would be ok? Or do you demand money and start wanting interest on the money that is owed to you, since you have other bills that need to be paid with that money? I hope all works out for you, but I do not see how you have been ripped off.