vantage funding fraud spam Internet

I noticed my bank account was overdrawn because of a 30 dollor fee plus the 25 from the account being overdrawn thanks to the 30 dollor fee. When i called the bank they told me it was vantage funding so i called them. They told me they couldnt refund the money even though i never used there services.

I tried calling again and got hung up on when i explained why i was calling. They told me again on the 3rd call that i couldnt get it refunded. They said the only way to get it refunded was to get a loan through them and get it back with the intrest.

I applied for a online loan and got approved but it wasnt through them. I think they stole my info from another lender that i went through