Vantage Point Services, LLC Unknown Called and claimed that they were a deputy and was going to issue warrant for my arrest if I didn't pay what was owed for payday loan by noon that day. Amherst NY

This company is a fraud and have stolen money from us. Has provided no receipt as to who the money was going to as proof of payment.

On Saturday, August 30th, 2014, I received a phone call between 8-9 a.m. from an unrecognizable number.  They told me that they were from the deputy's office and there would be a warrant for my arrest on the following Monday if I didn't pay $1126.35 by noon for a payday loan.

They asked me if I received a certified letter for this and my reply was "no."  But because now time was of the essence, I had to have this paid that day. An option that they gave me to remit payment immediately was to have it debited from my bank account so I made arrangements for that to happen.  I have not received anything else from this company like confirmation of payment. Only that they received a fax confirming money was received on their end and that the warrant was lifted. 

I received letter on Monday, February 2nd, 2015 offering to reduce amount owed for payday loan.  I called them to let them know that debt was settled in August of 2014.  They said payment was never received.  I felt like this was a legitimate call because of all the detailed information they had on record and the unusual dollar amount with change owed.

It has indeed turned out to be a scam.  The number that shows up on my bank statement does not work and the number in which I received the initial phone call rings but then has a voice mail greeting to leave a message.  When I did a reverse search for that number, it shows Fuller, Clark... I'm not sure what rights I have or the next move to make in order to recover money that was taken. I did see an online report/review from someone else that this happened to from the same company for just about the same amount of money.

When I spoke to the Christy, the payday loan manager on 02/02/15 about this matter, she stated that they do their own collections and do not go through the courts, deputy, or otherwise and once I received any further information on this matter to inform her of who it is and she'll report it to their fraud unit.