VIP Finance Cash Auto Sales VIP Finance does not fully represent the full loan terms until a customer signs the final loan documents. We are instructed to not discuss the "AUTO CLUB" ,which does not really exist, Colleyville, Texas

This is in response to the previous postings concerning VIP/Cash Auto Sales/Larry and or Kathy Lake. The company and family will take advantage of a customer in an instance.  Everyone also needs to be aware of Jon Tyler (JT) Lake (Larry Lakes son), and Chelsea and  Jake Reichenstien (Mr. and Mrs. Lakes daughter and her new husband).   The Lakes definitely do take advantage of people in due stress and have no qualms about repossessing the vehicle in a couple of hours of being late.  Loan terms are not fully disclosed over the phone, but are quickly gone over when someone comes into a store to complete a loan.  Over the years, the Lakes have paid me cash every week for working.  When they were caught by the IRS, they started paying me on a monthly basis, but I had to report earnings on a 1099.  If  you are a manager, your full salary is not included in the 1099 IRS reporting, therefore, managers make a large amount of untaxed money.     Mr. Lake uses his son-in-law (Jake) to buy guns, even though he is no longer eligible to purchase them.  The Lakes are very "high and mighty" when it comes to other people.  I have witnessed JT punch, beat, and kick customers, if he felt they had been disrespectful.    The company will not work with someone if a loan is past due, even though they say they will.  DON'T believe it.