Complaint Review: Wachovia Dealer Services - Ontario California
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- Author Confirmed
- Wachovia Dealer Services P.O.Box 51457 Ontario, California U.S.A.
- Phone: 888-937-9992
- Web:
- Category: Loans
Wachovia Dealer Services repossed truck when all payments were current Ontario California
*Consumer Comment: What does the loan agreement say?
Show customers why they should trust your business over your competitors...
My husband and I lost our jobs last year when the company we worked for went to China. We informed Wachovia at that time we were going to non opt the truck and not drive it until we got our new job in June 2009. The DMV does not require insurance on a truck that is not parked or driven on the street. We have made all payments on time for a year while unemployed. The month before we got our job, they repossed the truck.
Bonnie
Lake Elsinore, California
U.S.A.
This report was posted on Ripoff Report on 06/01/2009 09:53 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wachovia-dealer-services/ontario-california-91761/wachovia-dealer-services-repossed-truck-when-all-payments-were-current-ontario-california-457258. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
What does the loan agreement say?
AUTHOR: Edgeman - (U.S.A.)
SUBMITTED: Monday, June 01, 2009
Bonnie,
Please do not interpret this post as taking sides. I'm simply asking for more information.
1. What does your loan agreement say? As you noted, the California DMV does not require insurance for non-op vehicles parked on private property. Having said that, the credit union that gave me my auto loan expects me to keep my vehicle fully insured while I am still paying it off even if I had filed a non-op on the vehicle.
I have no idea what your loan agreement says but I would be very surprised if Wachovia would let you drop insurance coverage on their investment for several months.
2. Did Wachovia attempt to place their own insurance policy on the vehicle and pass the premiums on to you? If so, what happened?
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