Complaint Review: Wachovia, - Charlotte North Carolina
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- Author Confirmed
- Wachovia, 5700 Pineville Matthews Rd Charlotte, North Carolina U.S.A.
- Phone:
- Web:
- Category: Banks
Wachovia, Now Wells Fargo Its not just the order of payment, its the whole Debit card fee gamesmanship Charlotte North Carolina
*Consumer Suggestion: Maybe...
*Consumer Suggestion: Huh?
*Consumer Suggestion: Huh?
*Consumer Suggestion: Huh?
*Consumer Suggestion: Huh?
*Consumer Suggestion: What Can Be Done ABout This?
*Consumer Comment: What can be done about this?
*Consumer Comment: And your complaint is?
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Years ago when the Debit card was introduced along with online banking, it was billed and sold as the end of the old way of doing business with checks etc. The bank was telling the truth- just not the way the consumer thought...
I too have been a victim of many fees from Wachovia, and for those of you who want us morons- this moron has paid more in taxes than most of you earn- you could have 20 debits through a weekend, and on each occasion Wachovia would lower your Available balance, in effect taking this money from your account.You can see it.
Then, an automated debit comes in, maybe you forgot it, it was a day early, or maybe you were off by 25 cents- they run the debit through first, and create 20 overdrafts at 35 each, for $700 in quick fees, when by most any common sense measure, they should have paid in the order they received them... but they don't over the weekend, they are batch processed, and this is why Debit Cards are great for the bank!
If I am mugged on the street tonight, the robber's will get $20. It takes a bank, hiding behind outrageous TOS and fine print no one reads, to take $700 in a weekend.
Wachovia has also charged my children $35.00 for overdrafts under $1.00. These are usually refunded when pressed, though BOA has reduced their ODfee to $10 for minor overdrafts.
I'll join a Class Action, but a Congressional oversight committee on C Span would do the job just like ti did on outrageous Credit Card charges..
Terry
charlotte, North Carolina
U.S.A.
This report was posted on Ripoff Report on 06/17/2009 12:58 PM and is a permanent record located here: https://www.ripoffreport.com/reports/wachovia/charlotte-north-carolina/wachovia-now-wells-fargo-its-not-just-the-order-of-payment-its-the-whole-debit-card-fee-462281. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 Consumer Suggestion
Maybe...
AUTHOR: Jersey_guy_732 - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
you should get a part time job so that you will have enough money and not overdraw your account.
#7 Consumer Suggestion
Huh?
AUTHOR: Kim - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
You stated: "this moron has paid more in taxes than most of you earn"
So with all of the taxes paid, you do not have enough money left in you account to cover your purchases. Maybe your should stop using your card or checks.
If you have enough money in your account then the order of withdrall does not matter.
#6 Consumer Suggestion
Huh?
AUTHOR: Kim - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
You stated: "this moron has paid more in taxes than most of you earn"
So with all of the taxes paid, you do not have enough money left in you account to cover your purchases. Maybe your should stop using your card or checks.
If you have enough money in your account then the order of withdrall does not matter.
#5 Consumer Suggestion
Huh?
AUTHOR: Kim - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
You stated: "this moron has paid more in taxes than most of you earn"
So with all of the taxes paid, you do not have enough money left in you account to cover your purchases. Maybe your should stop using your card or checks.
If you have enough money in your account then the order of withdrall does not matter.
#4 Consumer Suggestion
Huh?
AUTHOR: Kim - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
You stated: "this moron has paid more in taxes than most of you earn"
So with all of the taxes paid, you do not have enough money left in you account to cover your purchases. Maybe your should stop using your card or checks.
If you have enough money in your account then the order of withdrall does not matter.
#3 Consumer Suggestion
What Can Be Done ABout This?
AUTHOR: Noir - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
Easy...don't overdraw your account. And if you do, suck it up and pay the fees.
#2 Consumer Comment
What can be done about this?
AUTHOR: Julie - (U.S.A.)
SUBMITTED: Thursday, June 18, 2009
What can be done about Wachovia doing this? When I call and argue with them they seem to be able to justify their actions of charging overdraft fees. How can I win in a situation like this?
#1 Consumer Comment
And your complaint is?
AUTHOR: Maggie - (U.S.A.)
SUBMITTED: Wednesday, June 17, 2009
"Then, an automated debit comes in, maybe you forgot it, it was a day early, or maybe you were off by 25 cents-"
So, what you are saying is, you overdrafted but they shouldn't charge you overdraft fees.
It doesn't matter whether you're using a debit card, checks, or both. Keep a register. Record your automated debits as well as the day-to-day ones. Use a calculator. End of overdrafts.
And how much you pay in taxes has nothing to do with it. Nobody cares.
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