Complaint Review: Walpoff & Abramson - Rochester New York
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- Walpoff & Abramson Rochester, New York U.S.A.
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- Category: Collection Agency's
Walpoff & Abramson - Best Buy - HSBC Bank Rochester New York
*Consumer Comment: A little bit of justice obtained againt Wolpoff & Abramson
*UPDATE EX-employee responds: buyer beware
*UPDATE EX-employee responds: nothing to do with Best Buy
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i had a best buy account and stopped paying on it when i was told i could go to the store and make a payment that was due in 2 days.i wnt to the store which was 75 miles away the told me the dont accept payments at the store. which made my payment late by sending it in and they charged me a late fee which made it go over limit and the charged me a overlimit fee. they refused to take them off so i refused to pay that was about 4 years ago. i have recieved numerous bills for the account from about 15 different agencies so who do i pay? finally last year i recieved a letter from the city of waterown court asking for a reply in the matter. i replied with copies of the letter i had recieved from all the other agencies and havent heard anything since. then i get a letter from walpoff&abramson saying that there as a judgement. the next day a checking account i share with my father that i actually have not used in over 5 years but he uses it and deposits my handicapped brothers social security check in the took his money. that is just the tip of it. walpoff&abramson filed in court that the paperwork was served to a 50 yrold male in the household. but there is not anyone in the house that recieved it and the process server that works for them lied in court papers and said it was hand delivered but was not. i was never notified of a judgement from the court either. they operate a pretty sleazy firm.
Richard
watertown, New York
U.S.A.
This report was posted on Ripoff Report on 01/16/2008 09:42 AM and is a permanent record located here: https://www.ripoffreport.com/reports/walpoff-abramson/rochester-new-york/walpoff-abramson-best-buy-hsbc-bank-rochester-new-york-300517. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#3 Consumer Comment
A little bit of justice obtained againt Wolpoff & Abramson
AUTHOR: Virginia - ()
SUBMITTED: Thursday, January 01, 2015
#2 UPDATE EX-employee responds
buyer beware
AUTHOR: Paul - (U.S.A.)
SUBMITTED: Tuesday, January 29, 2008
I am sorry that you drove 75 miles to make a payment at Best Buy that was not accepted. First of all I would never drive 75 miles to make a payment on a credit card, almost all credit cards will take a check over the phone for a fee that is much less than the late fee which then caused a over limit fee. If you have a computer, you can make a payment online from your checking account typically for free, but there may be a charge, again probably less than a late fee and then no over limit fee.
You entered into a legal contract with the credit card company and they sent you a disclosure with your credit card and in my experience less than 20% (and that may be generous) of consumers read their disclosure which advises them of all fees and penalties.
I am not sticking up for the company, but in todays suit happy world we want to blame everyone but the right one, us, when we get into trouble. And to stop paying on the credit card is a choice (a bad choice) that YOU made and now YOU have made a mountain out of a mole hill.
#1 UPDATE EX-employee responds
nothing to do with Best Buy
AUTHOR: Kristy - (U.S.A.)
SUBMITTED: Friday, January 18, 2008
this has nothing to do with Best Buy..
When you buy something in the store using the Best Buy Credit card, or write a personal check (that say bounces due to lack of funds) Best Buy still gets paid. these bills our outsourced to banks like HSBC
to be fair here .. when you sign up for a credit card, it's a legal document. you have to pay back the debt. The best thing would have been to continue to pay all your bills on time.. (or pay the entire bill off) and write a letter to the company about the late fee.. although to be honest.. Nobody cares.. credit card companies.. especially HSBC look for any excuse to add fees or raise your interest rate to 40% it's a profit motive.
what you did was say .. I'm not paying anything... so you got Sued. I'm not an attorney but it sounds like you didn't show up for the actual hearing.. (even if that means flying to another state, city etc or hiring an attorney in that area.) so the judge issued a default judgement. To be honest most "out of state" judgements are not worth the paper they are written on, unless a local court in your area approves it. (unless it was filed in federal court)
as to how they were able to transfer funds out of one of your checking accounts without your permission.. without some type of garnishment order.. you may be able to file a fraud claim with your bank to recover funds & possible damages.. but at this point, if you still intend to fight this get a lawyer.. otherwise.. basically the Judge made a fair call.. you owed the money so pay it.. in the future sign up with some type of "automatic payment system" so bills are paid ontime
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