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Report: #430308

Complaint Review: Washington Mutual Credit Card, JP Morgan Chase - Dallas Texas

  • Submitted:
  • Updated:
  • Reported By: Lena Wisconsin
  • Author Confirmed What's this?
  • Why?
  • Washington Mutual Credit Card, JP Morgan Chase lwamucards.com Dallas, Texas U.S.A.
  • Phone: 866-892-9268
  • Web:
  • Category: Banks

Washington Mutual Credit Card, JP Morgan Chase Total RIP-OFFS, DO NOT USE THIS COMPANY Dallas Texas

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I have been making double payments for the last year to get this card paid down. About a 5K balance now...Payments were never late but rate steadily went up from 12% to 31.99%!!! HOW CAN this be LEGAL?

They are a TOTAL RIP OFF!! I made the payments electronically - noting the due date, scheduling the payments for 3 days before to make sure they weren't late.

THEN THEY CHANGE THE DUE DATES! on my last statement, they charged a $39 late payment fee. After a 15 minute wait for someone in customer service, I got an obviously overseas call center person who was completely useless would not retract the late fee, because it was ONE day late...yet said she couldn't tell me the due date for the next one!!! I was FURIOUS. Out of a $400 payment, they take over $130 in finance charges. Do NOT do business with this company!!! THEY ARE THE WORST.

I am going to take money out of my 401K and take the penalty to pay off this horrible company. I would fight it but it would hurt my credit to refuse to pay it! I hope someone has the wherewithall to sue them because I would LOVE to testify in a class action lawsuit!

Madinwi
Lena, Wisconsin
U.S.A.

This report was posted on Ripoff Report on 03/03/2009 11:46 AM and is a permanent record located here: https://www.ripoffreport.com/reports/washington-mutual-credit-card-jp-morgan-chase/dallas-texas-54139/washington-mutual-credit-card-jp-morgan-chase-total-rip-offs-do-not-use-this-company-dal-430308. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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