Wells Fargo Bank Overdraft fees added 2 days later Great Falls Montana

HOLD A DEPOSIT THAT IS MADE ON YOUR CREDIT CARD OR DEBIT CARD FOR UP TO A MONTH!

I just got back from a Home Depot where I was going to rent something for the day from their Rental department. At the counter of their Rental department, taped onto the cash register, there's is a sign that states-

'Your BANK may hold a deposit made on your credit card or debit card for up to 30 days.'

If this is true, then MILLIONS of consumers all over the USA might not be aware of this policy by some banks, wouldn't you agree?

REMEMBER, when you rent a car the same thing might occur, right?

CHECK WITH YOUR BANK & see what their policies are regarding DEPOSITS made on your CREDIT CARDS & DEBIT CARDS.

Thank you.

P.S. Don't forget to 'Google' & watch all of the following on the web-

INSIDE THE MELTDOWN

THE OBAMA DECEPTION

9/11 PRESS FOR TRUTH

BREAKING THE BANK PBS

AMERICA: FREEDOM TO FASCISM

BUSH'S WAR

Don't worry-I'm not going to bash you like other posters most likely will-I've been there enough times to know how the system works.
First of all, you admitted you were at fault for the first overdraft. You probably don't realize that some items will show up as pending, so you think they are taken out of your balance. They are-temporarily. If those items-always charges you made with your debit card-don't post that night, the next day or the day after, they will fall off, and the money will reappear back in your balance. You then think you have this money available, so you spend it. Then those items come back in, causing you to go into the red. The bank posts largest to smallest, so if your larger item posts first and overdraws your account, the smaller item will be a second overdraft-hence, two charges.
There are two things you can do to minimize the damage or avoid it altogether-keep a check register and religiously balance your checkbook. I mean, every day, go into your online account, see what has posted and mark it off. If it's not marked off, it's still out there waiting to clear your account. Second, take a cash withdrawal and buy all your food, gas, etc. with cash. Yes, you may overdraw your account, but it will be one overdraft, not two or three or $460 worth.
I agree with you that the charges are punitive, but they are what they are, and they are legal. The best way to get back at the bank is not to let them have your money.