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Report: #798973

Complaint Review: WELLS FARGO FINANCIAL NATIONAL BANK/ Marquis MasterCard - LAsVAGAS Nevada

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  • Reported By: CBS — Tacoma Washington United States of America
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  • WELLS FARGO FINANCIAL NATIONAL BANK/ Marquis MasterCard PO Box 98752 LAsVAGAS, Nevada United States of America

WELLS FARGO FINANCIAL NATIONAL BANK/ Marquis MasterCard Doug Harris/ Attorney at Law Someone must of wondered is this a scam LAsVAGAS, Nevada

*Consumer Comment: What?

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PIERCE COUNTY DISTRICT COURT OF THE STATE OF WASHINGTON

WELLS FARGO FINANCIAL NATIONAL BANK, Douglas W. Harris, INC. P.S. Attorney at Law,

Plaintiff, NO. 713230

Vs.

Charles B Steimle and Valerie S. Steimle,

Defendant.

ORDER FOR SLOW PAY OF JUDGMENT TO THE JUDGE and PLAINTIFF: We are replying to the summons we received Monday, October 17, 2011 at 9:00 PM in the order of our defense to the charged lawsuit. Since our last communication with Wells Fargo Financial National Bank; through their attorney Douglas W. Harris, INC.P.S; back on April 18, 2011, that the plaintiff sent out the revised Stipulated Judgment that was posted marked back on April 20, 2011 so the plaintiff cant even remember when he sent out things{evidence is attached). We signed and mailed the plaintiffs copy out on April 26, 2011 in the per-paid envelop the plaintiff supplied. So if the plaintiff and his client want to go back on what was agreed upon, that is morally and ethically wrong? We currently agreed to make $50 dollar payments at 2.3% APR in bi-weekly payments of $25 dollars and we have been faithful to this day on the agreement and now the plaintiff and his client are going against their word. In addition, we have not heard from plaintiff and his client since April that is real sad and not a way to run a business. No wonder the suicide rate is so high and its not because of an individual being on drugs it because of ones financial hardship and the plaintiffs clients institution. So one must think about commenting Suicide if one does not want to work out an issue with the other and stand by in what they have accepted. Remember we feel that the plaintiffs client could have done all this without the plaintiff, but on the other hand they couldn't find me till I said the word suicide. As we stated back on Thursday, 3 March 2011 to the plaintiff, that my wife and I were in awe over of all this. The plaintiff referred to a Wells Fargo Financial National Bank account # xxxx-xxxx-6739. We do have a Wells Fargo Financial National Bank account but the account # xx-xxx3-3192 and are still currently paying on this account through our bank. The plaintiff said their client changed the account number back in early 2009 but could not give us the date. Our last hard copy of a billing statement was for the billing cycle of January 16, 2009 {evidence is attached) then we went through E-pay to pay the account# xx-xxx3-3192 through our bank the following month; do to Sterling Saving changing their computer system over back in October of 2010 I was just able to submit what had been paid before then but please see the current {evidence is attached). The plaintiff stated that they changed our account number back in early 2009 if in doing so our bank would of not of been able to submit payment since that account was changed over. Since then we have not received nor heard nor received a statement from Wells Fargo Financial National Bank, then back in September 2010 we heard from, attorney Douglas W. Harris, INC.P.S about the claim to our account. To this day, we still have not received nor heard anything till this summons. We have been paying faithfully on the account since we opened it, in September 2008 with Bathfitters. In addition, after looking into this matter a little further I stated to the plaintiff I had notice that Wells Fargo Financial National Bank didn't even report to Wells Fargo Home Mortgage when we refinance our home back in October 2009 that they had a lien against our home through Bathfitters, when we opened up this account to do a remodel to our bathroom in September 2008 and in October 9, 2009 we refinanced our house so there should of been a lien report on it at the time of refinancing. Furthermore, I have to emphasis again no one has contacted us except for the plaintiff and the Pierce Court Systems almost three years later you would think if there was a problem they would of contacted us either by phone or mail, we are not trying to hide anything. Our current balance owed back in January 2009 was $6211.73. Like my wife said, we are in awe over this because we have been paying Wells Fargo faithfully and have not heard anything till the plaintiffs attorney sent us a letter, so one must of wondered is this a scam. Since we know this is not a scam we needed to have Wells Fargo to work with us not against us since there was no communication. We still have not received a letter from Wells Fargo when our account number was changed back in 2009 but we are still making payments to account # xx-xxx3-3192. In addition, Wells Fargo has worked with us by dropping all the penalty charges for example overcharges, late fees, in the Stipulation and Stipulated Judgment documents we sent back; as well the plaintiff revised the Stipulation and Stipulated Judgment documents when I found something that was misleading morally and ethically wrong in the stipulated judgment in section 9; that attorney fees, cost and other recovered amount bared an interest of 2.3%. Our proposal and agreement was with his client not their attorney; the plaintiff is just the middleman so he was misleading representation......... we the defendant found know were in RCW 4.84.010 does it state that the attorney fees are allowed to bear interest........ so the plaintiff deducted those interest charges. We have done everything in our power to make ends meet but unfortunately we have fallen short like most families here in the United States do to the current recession. Interest rates have increased on our credit cards and we have additional medical bills exceeding over $7,500.00 (please see attached evidence of our actual monthly liabilities) show that we are in the red -$168 dollars per month. Many are predicting that the current recession will end soon, maybe later this year, or next year. But Im concerned it may take years. Since the plaintiff and his client want to go back on what was agreed upon in the revised Stipulation and Stipulated Judgment documents, this is morally and ethically wrong and we have no choice but to file for an ORDER FOR SLOW PAY OF JUDGMENT. Since Wells Fargo has reconsidered in assisting us through this time an error. We have been working in addition with our other creditors in lowering their interest rates as well and we have heard back from some of them and they have all agreed in lowering their interest rate and payment.... since Wells Fargo no longer wants to help us in their time and error we have decided to file for an ORDER FOR SLOW PAY OF JUDGMENT. These grounds will come out during our hearing that is schedule for Thursday 17th of November, 2011 at 1:30 PM , upon the defendants motion to pay judgment by installments (slow pay motion), and the defendant(s) having shown good cause that they are entitled to the relief sought; will be hereby then ORDERED, ADJUDGED AND DECREED that the judgment is commuted to installment payments in the amount of $ 35 dollars to be paid to the Pierce County District Court Clerk on the 15th day of each month, beginning on the 15th day of December, 2011 and further execution by garnishment is hereby stayed pending further orders of this Court. The costs of this cause are taxed against the defendant(s), for which execution may issue.

This report was posted on Ripoff Report on 11/17/2011 08:02 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-fargo-financial-national-bank-marquis-mastercard/lasvagas-nevada-89193/wells-fargo-financial-national-bank-marquis-mastercard-doug-harris-attorney-at-law-someo-798973. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Comment

What?

AUTHOR: Robert - (U.S.A.)

POSTED: Thursday, November 17, 2011

In trying to make some sense out of this report.  It looks like you had a delinquent debt and at some time made an agreement to pay them $50 a month at 2.3% Interest on a $6200 debt.  It then seems that at some point these deductions may have stopped and you didn't really care until you got a garnishment order.  So now you are offering them a payment plan of only $35 a month.

Well to answer your initial question...Based on what I got out of this the only "scam" may be what you are trying to pull on them.

First I am surprised that they agreed to a $50 a month payment on a $6200 balance.  Because even at the 2.3% Interest you are looking at almost 12 years to pay off the debt, and I would find it very hard to believe that any creditor would accept a term that long.  Second if your debt is still close or over the original amount(which I suspect it is), you are now changing the payoff to at least 15 years.  If they accept this consider yourself VERY lucky.

If you are in that bad of financial shape, and have been for years, perhaps you should consider Bankruptcy.

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