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Report: #850719

Complaint Review: Wells Forgo Bank - Vallejo California

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  • Reported By: Henrydbond — Fairfield California United States of America
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  • Wells Forgo Bank 1702 TENNESSEE ST Vallejo California 94534 Vallejo, California United States of America

Wells Forgo Bank Wellsfargobank.com rude very mean and harrassing and over charging Vallejo, California

*Consumer Suggestion: How thoughtless of them to not accept YOUR repayment terrms...

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I understand banks need to make money. But Wells has throwen the book at us ever since we said we were moving over to Bank Of America.  Wells fargo Credit card services have since we closed our account have told us to mame paymenys on our card. We told them to close the card down and we would make payments to them. We were paying them 200.00 per month on a Visa Card we got from Them. We had a balanance of 3500.00

We lost our home and asked to paydown by giving them $80.00 a month. Well they were not happy and soon raise our interest to 29.9% and going to 35%. So while paying them for 1 year and 6 moths. We found out that we never paid anything just interest. SO we stopped paying them. I hope someone will look into this proplem cus we are not giving them on red cent til we get credited for paying them. We were honest with our situation that our home was being forclosed on.

We gave them our new address and phone numbers. Now what thay say is that they will work with us but we have to give them $472 down and $90. a month. Sorry but its not going to fly. I want to see credits of the statments to be fair. And It til they play fair af Wells forgo. By the way we gave them $488.00 plus 19 payments $80.00= 2008 - 3500.00 We should owe them 1792.00 but no they want us to start all over again and now give them 4,000.00 I do not see where they get there math.

Plus they keep calling our cell phones and just say pay up and they call 10 times a day but not on Sundays...

This report was posted on Ripoff Report on 03/08/2012 01:32 PM and is a permanent record located here: https://www.ripoffreport.com/reports/wells-forgo-bank/vallejo-california-94590/wells-forgo-bank-wellsfargobankcom-rude-very-mean-and-harrassing-and-over-charging-vallej-850719. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

How thoughtless of them to not accept YOUR repayment terrms...

AUTHOR: Ken - (USA)

POSTED: Sunday, April 08, 2012

 You do know they are in no way obligated to accept YOUR terms, don't you? I would guess they raised your interest because you are now a much bigger credit risk to them, as you have proven by stopping payments to them.

This interest hike will require you to pay more just to make a dent in the principal, plus your fees and penalties continue to accrue due to your decision not to pay them....probably unwise of you.I see a future of dealing with sub prime lenders for you.

While sorry for your home loss, you just CANNOT dictate repayment terms with a lender.

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