Westbury Ventures ACH debit Ripoff Dover Delaware

You are covered under NACHA Operating regulations http://pubs.nacha.org/rules.html and the regulation e http://ecfr.gpoaccess.gov/cgi/t/text/text-idx?c=ecfr&sid=e397d2830186ba30cc02d58232904061&rgn=div5&view=text&node=12:2.0.1.1.5&idno=12 to get your money back for unauthorized transaction against your account.

Your bank is required to give you your funds back and take the money back from the ODFI (the bank that debited your account). Hopefully, it is not the same bank you bank with today. Someone is in breach of warranty here, which means you have up to seven years in some states to get your money back if they can't provide proof of authorization. Find out what type of ACH transaction it was that hit your account, WEB, TEL, PPD, POP, etc. That will tell you what type of authorization is required for that transaction type and ensure that your bank has that authorization on file and demand the proof. Else, if the bank can't provide that authorization to you, report your bank. Most cases, ask for the manager first. The person you are dealing with may not educated enough in these areas.

I am not a lawyer, but someone that just knowns enough to help you look in the correct area. Good luck.

Thank you Jennifer for the information regarding reporting the complaint to the FTC. I searched for further information online and found I could also submit the complaint at: rn.ftc.gov/pls/dod/wsolcq$solcq.actionview

Hopefully, they will also contact me and we can fight this company together. This is totally unfair for the companies to be able to access our account information and the banks won't help. I have still not heard back from the bank. I've been waiting almost a month no response except they told me to contact the company in which I did and they don't answer or return voice messages.

Call the Federal Trade Commission at 877-382-4357 to report this action against Westbury and of the like. Also, you may have a vaid lawsuit against Westbury for damages. I had an attorney take them on for me (no cost upfront). So call your local bar association to get a reference to a local lawyer to handle it for you. Don't continue to let them screw people over again and again. FTC told me I am the only one who has filed a compliant, and I KNOW there are others :).