Why not least it now Sears and Kmart Buyer Beware! Mechanicsburg, PA Nationwide

I got a letter in the mail from this company saying I was approved for 1100.00 dollars in merchandise, all I needed to do was go to the store and purchase the items I wanted.  So I go to K Mart to purchase a recliner with this line of credit.  Ok seems easy enough, purchase my item put my down payment on the item. Then I am prceded to be told it will be bi weekly payments, not monthly.  Ok first strike, but I can deal with that.  So now I have been paying between 11 and 14 biweekly for this recliner for about 5 months.  So I inquire about the pay off and seeing the item was only 170.00 dollars and I pretty much have paid that already.  Needeless to say I am advised my pay off is 93.27, WHAT!!! I already paid the 170.00 for the chair, it should be paid off. I was advised by the CS rep that because I am leasing the item I pay more for the item then what the store charges.  No where, I mean no where does it state this in any of the paperwork I have or received from this company. S So now they are set up to take funds out of my account via ACH debit every 2 weeks, which I was not happy about either, because they do not tell you that until you purchase the items. I am going to be paying over almost 300.00 dollars for a 170.00 chair. There is a minimum term that once you reach 5 months you can buy the lease out, which I have reached, but unless I give them another 93.27 the chair is not paid for. Any other leasing company gives you a discount if you pay the item before the end of the lease. I refuse to pay more for a chair then what it is worth! My other option is to return the chair, which means I am out the chair and my money. This company is the biggest SCAM there is, stay away and this will be a lesson learned. I will never deal with this company again, I will either buy the items outright or not at all.  I will be contacting my bank to see what I can do to block there charges, to me this is a fraud and misleading people with credit issues.