Wilford Law Group. Frank.hamilton20@gmail.com and markatcashadvancebackend@gmail.com Cash advance America usa Emailed drmanding payment or they will press charges

I received an email from Frank Hamilton (frank.hamilton20@gmail.com CC: markatcashadvancebackend@gmail.com with personal information (my social security number) included in the email as follows: CASE FILE #: ACS-20176/TC41/9522 Total Outstanding Amount: $4973.75 (Including Late Fees, Penalties, Loan amount, Interest Rate) Settlement amount : $1986 CREDITOR - CASH ADVANCE AMERICA LOANS. Dear Tracy G******o *********, This is in reference to your Case File ACS-20176/TC41/9522 with CASH ADVANCE AMERICA LOANS in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you. This is regarding your case and charges which are going to pressed under your name are: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION I regret to advise that unless payment is received before the end of this week this invoice will be passed over to our debt collection agency/lawyer. This could seriously affect your credit rating so I urge you contact us immediately to make payment or arrange an alternative before this date. We will be forced to proceed legally against you and once it proceeds the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $26220 and will be totally levied upon you and that would be excluding your attorney charges, pending balance and bail charges . If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future . Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step. You will receive the document from the court house once the case will be downloaded. We have tried several times to work with you but as we are not getting the same cooperation from you so unfortunately, we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment. We have the affidavit which states that you were monitored online using your email address in order to silicate funds from the website which is own and operated by the parent company. For settlement, payment arrangement or any other queries feel free to contact us. Cashadvanceamericaloans.usa@gmail.com Thank You, Mark Troche, Wilford Law Group. So, I replied in the following manner: I will be contacting the Fedral Trade Comission http://www.ftc.gov/ and The Consumer Financial Protection Bureau to report this e-mail commiunication as a fraudulent attempt to scam and solicit funds from an unsuspecting victim unless you provide a "written validation notice,” which must include the amount of the debt, the name of the creditor you assume I owe, and my rights under the FDCPA (Fair Dept Collection Practices Act). I have been advised that unlicensed entities often engage in certain practices that indicate they are committing a fraud or otherwise violating the law. For instance, such entities often use non-business email addresses (such as @gmail.com, @yahoo.com, or other similar easily obtained email addresses) to send correspondence, threaten legal or criminal action if consumers do not reply immediately, or contain a variety of typographical and spelling errors in their correspondence to consumers such as your poorly worded email. If I do not receive a reply with a legitimate document enclosing the above requested information, I will be contacting my lawyer to press charges against you for unfair debt collection practices as outlined under federal law by the Fair Debt Collections Practices Act.