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Report: #297412

Complaint Review: Worldwide Lending - James Emerson - Jessica Marks - Jessica Hurley - Internet

  • Submitted:
  • Updated:
  • Reported By: east liverpool Ohio
  • Worldwide Lending - James Emerson - Jessica Marks - Jessica Hurley worldwidelending.com Internet U.S.A.
  • Phone: 866-223-0619
  • Web:
  • Category: Loans

Worldwide Lending - James Emerson - Jessica Marks - Jessica Hurley SCAM that preys on people without the money to fight it legally BEWARE OF SENDING $ TO CANADA Internet

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My husband & I filed bankrupt in april 2007. Because of this our credit scores are still low, so when I actually found a loan company willing to work with me- we were EXSTATIC. We are both on disability & had been searching for a break so we could buy a house & finally start a family.WRONG.

I applied online, a totally legitimate looking site. A week later, I got an email from JAMES EMERSON saying I was approved for a personal loan ( Just call him at 866-223-0619 ) (I applied for $20,000 to buy a foreclosed house.) Because of our credit being bad we had 2 choices- either have a cosigner, or pay 2 months in advance for loan protection insurance. I chose the 2 months in advance.

I got an email with a 10 page loan agreement, looked legitimate- so I printed it, filled it out & copied it, & faxed it back to him along with a bank statement, social security numbers & copies of our photo ID's. I called our real estate agent & put an offer (along with a $500 downpayment) on the house. 2 days later I got an instruction email on where to western union the $750 ( 2 months ) I thought nothing about following the directions- wire it to a courier JESSICA HURLEY in WHITBY ONTARIO, CANADA. (when I applied the site was in Florida) The money was to be in our bank account in 6 hours.

A day & a half later I got a call from JESSICA MARKS, who said she was from the insurance agency ( Industrial Alliance Pacific Insurance) working with worldwide lending. She said that Mr Emerson had made a mistake & that it was 4 months ahead that they needed, not 2. As soon as I wired $750 more, they would release our $20,000. ( In the loan agreement, by the way, it stated $779.92usd was all that was to be paid.)She also said she was in California, & I could reach her at the same 800 number I had been calling for worldwide lending.

I told her I would not wire anything more until I had a lawyer look it over. The lawyer said there were to many unanswered questions- not to give them any more money. He tried to call them on speakerphone while we were there. He asked for JAMES EMERSON & Mr Emerson himself said he wasn't there, he would be transfered to his voicemail. AND THEN THEY HUNG UP ON THE LAWYER.

I have tried to call several times and there is always a machine. I can never get a person & our lawyer can't even send a letter because where would he send it to?Florida, Califoria, or Canada.So we are now out the $500 we put down for the house,$750 for a non-existent loan, & $59 for a western union. All that we took out of our monthly SS check because we believed it would be back in 6 hours.

I will probably never see the money again, but I wanted to alert people so they don't fall for the same thing. Bad credit & needed money put you in a very vulnerable position. And con artists prey on that. I am very untrusting, but I wanted this so bad, I had blinders on.

Cj
East liverpool, Ohio
U.S.A.

This report was posted on Ripoff Report on 01/05/2008 09:12 PM and is a permanent record located here: https://www.ripoffreport.com/reports/worldwide-lending-james-emerson-jessica-marks-jessica-hurley/internet/worldwide-lending-james-emerson-jessica-marks-jessica-hurley-scam-that-preys-on-peop-297412. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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