Worldwide Lending - James Emerson - Jessica Marks - Jessica Hurley SCAM that preys on people without the money to fight it legally BEWARE OF SENDING $ TO CANADA Internet

My husband & I filed bankrupt in april 2007. Because of this our credit scores are still low, so when I actually found a loan company willing to work with me- we were EXSTATIC. We are both on disability & had been searching for a break so we could buy a house & finally start a family.WRONG.

I applied online, a totally legitimate looking site. A week later, I got an email from JAMES EMERSON saying I was approved for a personal loan ( Just call him at 866-223-0619 ) (I applied for $20,000 to buy a foreclosed house.) Because of our credit being bad we had 2 choices- either have a cosigner, or pay 2 months in advance for loan protection insurance. I chose the 2 months in advance.

I got an email with a 10 page loan agreement, looked legitimate- so I printed it, filled it out & copied it, & faxed it back to him along with a bank statement, social security numbers & copies of our photo ID's. I called our real estate agent & put an offer (along with a $500 downpayment) on the house. 2 days later I got an instruction email on where to western union the $750 ( 2 months ) I thought nothing about following the directions- wire it to a courier JESSICA HURLEY in WHITBY ONTARIO, CANADA. (when I applied the site was in Florida) The money was to be in our bank account in 6 hours.

A day & a half later I got a call from JESSICA MARKS, who said she was from the insurance agency ( Industrial Alliance Pacific Insurance) working with worldwide lending. She said that Mr Emerson had made a mistake & that it was 4 months ahead that they needed, not 2. As soon as I wired $750 more, they would release our $20,000. ( In the loan agreement, by the way, it stated $779.92usd was all that was to be paid.)She also said she was in California, & I could reach her at the same 800 number I had been calling for worldwide lending.

I told her I would not wire anything more until I had a lawyer look it over. The lawyer said there were to many unanswered questions- not to give them any more money. He tried to call them on speakerphone while we were there. He asked for JAMES EMERSON & Mr Emerson himself said he wasn't there, he would be transfered to his voicemail. AND THEN THEY HUNG UP ON THE LAWYER.

I have tried to call several times and there is always a machine. I can never get a person & our lawyer can't even send a letter because where would he send it to?Florida, Califoria, or Canada.So we are now out the $500 we put down for the house,$750 for a non-existent loan, & $59 for a western union. All that we took out of our monthly SS check because we believed it would be back in 6 hours.

I will probably never see the money again, but I wanted to alert people so they don't fall for the same thing. Bad credit & needed money put you in a very vulnerable position. And con artists prey on that. I am very untrusting, but I wanted this so bad, I had blinders on.

Cj
East liverpool, Ohio
U.S.A.