Yamaha Motors Finance Delaying payoff paperwork to get more money on final payment Cypress California

 Yamaha Motors Finance is a scam. They say this card is how you take a loan. Their interest is 21.99% and they don't lower the % because my credit score was over 700. Funny right.. I'm not done.. I agreed to the bs loan because I was just going to transfer this loan to my bank the following week. The following week I requested a 10 day payoff letter for I can transfer this bs loan to my bank. YMF didn't send me the 10 day payoff letter until 20 days later. I was like WT@$!, I will have to request another payoff letter and pay 21.99% interest.. WOW You GOT ME! I asked why did you send a out dated 10 day payoff letter 20 days later? YMF said that the USPS held up this letter for the 20 days. HUH? This is bs! I requested how can I just pay this bs loan off now! They said by Western Union or money gram. I told them this will not work because both of theses have max transfers. So I called back with my bank in the room. Now YMF says they can take a bank check but the check must be out dated with 4 to 5 days of interest added. I overnighted this money with signature requested and I will never speak positive about YMF scam loan/Credit Card/Loan Shark. They got me for $230, when they where only suppose to get me for $40 of interest. If YMF does this to 1000 people a month = $230,000. Enough said!