YBUY Financial Cricket Wireless DO NOT USE YBUY FINANIAL Internet

i see where you would get confused on how the payment plan works, see a rep is not going to sit there and explain the whole payment plan. you sign a paper with the whole info on how your payment plan is structered from your first payment, to disputing and finalizing your payments, instead you asked a simple question. everything is on a paper for you to read before you sign it. after reading the terms and conditions. YBUY terms are 12 months, the 1st 3 months will be w/out interest. after the first 3 months there will be interest at rate of times 2.1 of the "payment". YBUY is a no credit check financing. so that being said, they will need your bank info in order to get paid for the phone, w/e your payday frequency is your due date on the phone. ie: if i get paid bi-weekly, 1st and 16th, the those two dates will be my due date for the installment plan. and since its a no credit check, your payments are automaticlly deducted from your bank acct. if you would like to pay more on the plan then you would do an addtl manually inside the cricket store or online, and im sure over CC. now if the auto pay happens to fail there are charges for late and returned payment fees. which can add up, its on the paper...which redirects back to YOU, because you signed the Payment plan. its not BS its just you totally misunderstood the plan here.