First Convenience Bank Charging people for all service El Paso Texas

 After months of getting negative fees we decided to go to the bank and ask for help.

- Why did it take you MONTHS?  Most responsible people would contact the bank immediatly if they noticed a problem...or do you not consider negative fees a problem?

Let me go out on the limb here and say that you are the type of person who expects the bank to manage your money.  You expect them to tell you when you are out of money. When in reality YOU are the one responsible for your money.

Now, what does this mean?  It means that you need to keep a written register, and everytime you make a transaction you need to write it down and deduct it from your available balance.  Then, and this is the important part, when you don't have enough money to make a transaction you DON'T make the transaction.  If you do this an amazing thing happens..you don't go negative and you don't get charged overdraft fees.

Oh but you say you use their on-line banking.  Well here is a shock for you, on-line banking was NEVER meant to replace the written register. 

If you don't know how to keep a register, you ready for another shock.  Go into a branch and ask them to help you.  Not only will I bet that they will show you, they will probably even provide you with your own register to use.