Capital First ripoff Dirt bag ripoff scam Miami Florida

I was contacted in June 2002, by a company calling themselves Capital First, with an offer for a low interest Mastercard. At first they said the card would collect from my banking account, just 29.95. That was okay, I had been sucessful in making other online purchases, and it sounded good....Until we got to the part in their script, where there was a mention of a charge for an additional 99.00 and then another charge of 150.00. I was waiting for the confirmation of my order, when I heard these other figures. So I just hung up the phone. I did NOT confirm the order. I was called right back, and didnot answer the call. The next day, I was called and told, that my account was going to be billed for 150.00 and if those funds were not available, that I would be billed an additional 250.00. I called my bank, and was advised to get there, and close the account. Which I did. However, one of the sister companies..
Premimum Mega Saver, has charged another bank account, 54.90 on at least 2 occasions - AFTER I CLOSED THE ACCOUNT! I am meeting with the Bank Manager about this, because this amount has now been turned over to a collection agency. I believe since it was an error on the bank's part, that the bank should "reverse charge" the PMS site, and get their monies returned, instead of charging me.
I never received the Mastercard that was offered. Premimum Mega Saver (who are supposed to save you money on long distance) has never sent me a card. And today, when I called them..with the number that the bank furnished me with, the woman on the other end of the line, told me that I was contacted by Capital First, and they are a part of the package. As soon as she said that, I told her that I had never accepted any package with Capital First, that they are a "ripoff" company, and that is when the line went dead. She hung up on me.
In the first place, I don't need a long distance calling service! I have a cell phone that I pay for, and I also get 'emergency road service' with this phone. I don't need anything that Hartford Auto Club has to offer either.

Jaye
Vacaville, California