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Report: #334992

Complaint Review: DELL - Nationwide

  • Submitted:
  • Updated:
  • Reported By: Lawrence Indiana
  • Author Confirmed What's this?
  • Why?
  • DELL One Dell Way, Round Rock, Texas 78682 Nationwide U.S.A.

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Beware of Dell Financial Services! They are extremely unethical!
My "preferred" account was a little past due. I spoke to DFS on 5/15 and made an arrangement to bring it current by the end of the month.
I actually made my payments earlier then what we had set up and had my account current as of 5/23.
I went to the DFS webpage and saw that my account was current and I have available credit of $2300+.
I attempted to place an order and found there was a block on my account.
This is where the nightmare began...
I started contacting customer service. I got tons of "automated replys" but out of about 20 emails I only got about 5 replys from real people. And even then they ALL said they needed more info. I would supply the info and that would be the last I heard. This went on for 3 days!
Finally I heard back from someone in DFS. He informs me they CLOSED my account on 5/11. When we made the arrangements on 5/15 we were told the acct would be fine if we caught it up by 5/30. NOTHING was said about the acct already being closed or even going to be closed. We were aware we could not use it till it was caught up.
I immediately emailed DFS back and explained we had made arrangement.
My email was ignored.
I later emailed again and asked for contact information for the corporate office so I could file a complaint and once again I was ignored.
DFS says they closed my account on 5/11 but when I go to their website and get my account summary I can clearly see my acct is OPEN. It's 100% current. And I have plenty available credit.
My recommendation would be to never do business with Dell period. but if you simply must then DO NOT get involved with DFS. They are unethical and will not stand by anything they say.

Don
Lawrence, Indiana
U.S.A.

This report was posted on Ripoff Report on 05/27/2008 06:57 AM and is a permanent record located here: https://www.ripoffreport.com/reports/dell/nationwide/dell-unethical-business-practices-dell-financial-services-round-rock-texas-334992. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Author of original report

Update! Dell does the right thing!

AUTHOR: Deadhorse - (U.S.A.)

POSTED: Friday, June 13, 2008

I'm a fair person so I need to supply an update to my Dell complaint.
It took several weeks of argueing, writing the BBB, writing the CEO and talking to about 30 different agents but Dell has finally resolved my issue.
Not only did they REOPEN my Dell account after closing it. They also whiped all delinquincy off of it and even reported that to the credit bureaus.
While it did take a ridiculous amount of time to resolve the issue Dell went above and beyond to satisfy this customer.
I'll still be leary fo them for a bit but if all goes well then they will have won back this formerly loyal customer.

Just a note to anyone with complaints about Dell. DO NOT give up! NEVER take NO for an answer!
If you truly feel you've been done wrong then stick to your guns. If you hang in there and take it to the top you will win your case!!!

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#2 Consumer Comment

NO SUCH THING AS "A LITTLE PAST DUE"

AUTHOR: Linds - (U.S.A.)

POSTED: Wednesday, May 28, 2008

Read the credit agreement...anytime you are late, the company has a legal right to shut down your account to avoid letting you make future purchases...read the terms!

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#1 Consumer Comment

Past Due?

AUTHOR: Robert - (U.S.A.)

POSTED: Tuesday, May 27, 2008

What is your definition of "a little past due?"..2 days, 30 days, 90 days?

Are you claiming the RipOff is that they closed the account or that they did not tell you. If it is that they closed it to new purchases then this is not a RipOff. Creditors are allowed to close your account at any time and for any reason. If it is that they did not tell you. Then if they did tell you would that have changed your decision to pay on the account?

As to the e-mails you sent. You sent "about 20" in 3 days(that's about 6/7 a day). I am not sure on the response time for them, but it seems that if it was that important you could have called them and received a quicker answer.

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