Franklin Financial Solutions Franklin Financial Services Credit Card Scam Phoenix, Arizona

Franklin Financial Solutions (Services) has contacted me at least three times in the last two months with a promise of easy money for a small fee to receive an I.D. Number that will make me a "legal" agent of the company. 



The company representatives spoken with Touche Pouncey, Sales Agent, was the first point of contact stating that he was with Franklin Financial Services.  When my questions to determine or verify the legitimacy of his offer became too much, Mr. Pouncey gave me his "direct" contact number (888-262-3071) and then transferred my call to his Supervisor, Mr. Joseph Allen, Sr. Account Manager. 



Mr. Allen was a fast talker, but unfortunately for him I'm a fast listener and, he was unable to convince me that his company was not a scam.  He claimed that Franklin Financial Solutions had been in business over ten years and needed "authorized affiliates" in my area to help them contact small business owners with credit card terminals to reduce their costs of operations. 



Mr. Allen stated that they do not charge anything to become an "authorized affiliate"; however, there is a fee for the required "Affiliate I.D. Number" which cost of total of $1,000 dollars, but half of the fee is paid by their Visa/Mastercard partners.  The potential affiliate is required to pay $500.00, but if you don't have that much to invest from the start Mr. Allen, just happens to have a program that will assist new affiliates by paying half on a credit basis and the rest can be charged to your Visa or Mastercard.



Since Mr. Allen asserted with great confidence that I would be receiving between $500.00 and $2,000 per month guaranteed in the next 30 days with a 60 day money back guarantee, I asked him to arrange to withhold the entire fee from my first commission check.   I also asked for his number so that I could call him back after verifying his claim that Franklin Financial Solutions was a member of the BBB in good standing.  Mr. Allen provided his number 877-499-4363.



After some research I could not verify the company's legitimacy, so I called the number provided by Mr. Allen and a receptionist answered "CST Extension", not Franklin Financial Solutions or Franklin Financial Services.  When I asked what CST stood for, she stated "Cash Flow Capital".  This was too many layers for me and one final call to the BBB confirmed that none of the names I had been given for this company appeared on their membership list. 



I think these guys purchased a list of current credit card holders and call with the old "confidence game" that starts out with your a "valued customer" to mislead the consumer into believing that their credit card company is contacting them.  In my humble lay opinion this is a RIP OFF SCAM of the worst kind because it targets and preys on individuals who are already experiencing financial hardship and who are seeking legitimate forms of work to create income to take care of themselves and their families.



Some people may call these individuals "Scam Artists", I call them "Scam Scum".  Artists create beauty, generate reflection and thought provoking dialogue that uplifts society and calls man to action.