Gold Key Credit Unfair credit reporting Brooksville Florida

This guy has no idea what he's talking about. This account was from something else and not from a line of credit/credit card. Check your records before you give any rebuttal because it only makes you look like very unprofessional businessman.

Unfair?  Really....so are they being any more "unfair" than you?  After all when you got the loan/credit card/line of credit you made a legal obligation that said you would pay them back per the terms you agreed to at that time.  There was NOTHING in those terms that said if things got tough(for what ever reason) you could modify those terms and make "arrangements" to pay a different amount.

By the way if you are having to make "Payment Arrangements" the last thing you should be concerned with is your Credit Score.  As the only reason you need a good credit score is to get additional loans or credit.  But if you can't even meet your obligation on the ones you have now, there is no reason you need to be looking to extend yourself out more.