Title Max I'm currently under the bankruptcy courts and have already filed yet when I went outside to get something out of my car the supposedly had a repossession on the vehicle. This is against the law Clarksville , Tennessee

Look over the loan agreement fine print. I think for Titlemax you agreed to be bound by the laws of GA when it comes to interest and collections.

Check with your lawyer about what can and cannot be done.

Even though I feel sympathy to your situation, at the same time I feel that it is also from your negligence and could also be an abuse of the system. I saw so many ads from law firms in Tennessee saying that one should use the power of bankruptcy to prevent car repossession. So my questions are:

When did you file for bankruptcy?
When did you get the money for title loan?
When was the date in which you were supposed to make a payment on the loan and you did not?
What was their contract said about grace period?

To me, it sounds like you were told that bankruptcy could help you keep your car after you have already gotten some money from your title loan and did not make the payment. That's why you started the process to file for bankruptcy. Not sure that the law would help for title loan, not the real car loan...

I hope you have a Bankruptcy Attorney, and not trying to do this on your own.  Because it appears that you have left out some details that may be important.

When was your Bankruptcy Filed?  It may take the court a week or two to notify all of your creditors that you have filed Bankruptcy.  So if they did not know you filed, while the Repo may be invalid, the most that would probably happen is that your Lawyer will file a motion and the court would require them to return it.

Have you been making payments?  In general with a secured loan you still need to make payments.  If you fail to do that they creditor may petition the court to allow them to Repossess it.

Now, if you have been making payments, they had plenty of time to call off the Repo after they were notified, and didn't go to the court to approve repossessing the car.   Then you may have a very good claim against them for damages for violating a court order.  This should then be a no brainier for your lawyer.  That is if you posting the entire truth.

Bankruptcy protection is FEDERAL.



It is the US Bankruptcy Court / Protection.



Does Tennessee have it's own bankruptcy code?



Pleaser post it here.