Report: #1485055

Complaint Review: AIMloan.com - San Diego CA

  • Submitted:
  • Updated:
  • Reported By: adrienne — California United States
  • AIMloan.com 4121 Camino Del Rio South San Diego, CA United States

AIMloan.com American Internet Mortgage Took Appraisal Money With No Intention of Refinancing San Diego CA

*Consumer Comment: Why Would The BBB Have Any Leverage?

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I actually believe that this company scams individuals out of appraisal money with no intention of ever refinancing the applicant's property.  Even the BBB had no leverage with this company.  My credit is "A" rated, and after the process of complying with every request, AIMloan finally indicated that I had to have an insurance policy that included replacement value. 

This type of insurance is so expensive on a property built in the early 1900's, that obtaining it would have nullified the purpose for refinancing.  Granted, they had seen my insurance policy on day 1, but failed to mention that it was insufficient until well after the appraisal had been completed.  NO other banks have required this type of insurance.  I own two houses that were built circa 1900, and neither Wells Fargo, Bank of America, or Mr. Cooper has asked for such a policy. 

This report was posted on Ripoff Report on 09/15/2019 12:09 PM and is a permanent record located here: https://www.ripoffreport.com/report/aimloandotcom/san-diego-ca-american-took-no-1485055. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Why Would The BBB Have Any Leverage?

AUTHOR: The Dog - (United States)

POSTED: Sunday, September 15, 2019

 The BBB is NOT part of ANY government body or law enforcement agency. The BBB has absolutely ZERO POWER to do anything! The ONLY purpose of the BBB is to SELL their PHONY ratings and PHONY accreditations to ANY business which wants to pay the price!

The go to great lengths to deceive the public, the BBB refers to themselves as "the bureau" just like a real law enforcement agency would. So then, the BBB cannot and will not help you. They cannot force any business to do anything even if you have the best case in town!

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