Complaint Review: DISCOVER FINANCIAL - Riverwoods Illinois
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- Author Confirmed
- DISCOVER FINANCIAL 2500 Lake Cook Road Riverwoods, Illinois United States
- Phone:
- Web: www.disover.com
- Category: Banking
DISCOVER FINANCIAL Denial of Credit Limit Increases Riverwoods Illinois
*Consumer Comment: Well, yea
*Consumer Suggestion: Credit limits
Show customers why they should trust your business over your competitors...
They contunally year after year deny credit limit increases depsite on time payments and no late payments and total responsible useage. They continue to supply a bogus reason for denials and I feel that they do this deliberately due to other factors such as discrimination and credit profiling. This company has to be known for it's ill credit practices it demonstrates to good credit paying people. They should be ashame!
This report was posted on Ripoff Report on 11/18/2022 11:29 AM and is a permanent record located here: https://www.ripoffreport.com/report/discover-financial/riverwoods-illinois-denial-1522667. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Well, yea
AUTHOR: coast - (United States)
SUBMITTED: Saturday, November 19, 2022
Yes, it's about your credit profile. It's about all of your credit accounts, current and past; not just your Discover account.
#1 Consumer Suggestion
Credit limits
AUTHOR: Flint - (United States)
SUBMITTED: Saturday, November 19, 2022
The fact that you are obviously desperate for a credit limit increase is the exact reason they don't want to give you one. It's not just about your payment history, but also your credit utilization and debt to income ratio.
If anything, you should thank them, because they are doing you a favor. Believe it or not, taking on more credit card debt is not some kind of privilege. I'm guessing you are not exactly wealthy, and taking on more debt will only make you poorer.
If you can't afford to pay off your credit card every month, you shouldn't have a credit card. That's the bottom line. Credit cards are not good for your financial health.
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