1st Convenience Bank 1st National Bank of Texas RIP OFF ARTISITS Houston, Texas

I have read and reread you posting. NOT ONCE did you reference your check register, your record of transactions or your own figures...NOT ONCE! Why? Because you don't keep any records of this account's usage. Because of your lack of proper management of this account, you used the ATM card or checks WITHOUT HAVING A CLUE as to what the real balance is! You can blame the bank all you wish but the facts, which you have very clearly disclosed, are your failure to keeping written records of each and every transaction and doing the math after each entry is what caused YOU to over draft your account! Its quite simple...if you want to avoid overdraft fees, you keep written records and keep a running balance. If that balance won't support the usage of the ATM card, you don't use the ATM card! No...I don't work for them. As for the bank...if anybody from there is eavesdropping...why not increase those NSF fees! Its very easy to increase your profits by taking advantage of those who won't properly manage their accounts! Its a money maker! Many won't ever learn their lesson! Increase those fees...there's money to be made!!!