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Report: #99301

Complaint Review: AAA Financial Services - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Battle Creek Michigan
  • Author Not Confirmed What's this?
  • Why?
  • AAA Financial Services PO Box 15026 Wilmington, Delaware U.S.A.

AAA Financial Services ripoff Wilmington Delaware

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My husband & I have had a AAA Visa Platinum Plus card with 7.9% fixed interest rate for over 2 years now. I just opened my July statement and my new rate is 19.98%! I called immediately to let them know there must be a mistake. Nope! Their reply to me was that I am only making my minimum payments every month so they consider it an unsecured loan. Is this legal??? I thought a fixed rate meant just that...They cannot change it unless I do not pay or am late. I have never been late on a payment and sometimes send them 2-3 times the minumum reguired payment.

The supervisor assured me that I had never missed a payment and I have excellent payment history. So why raise my interest rate by 12%? I have requested a copy of my original contract with my signature on it, but she told me they were recently bought by another company so I am at a loss as to what to do from here.

And I would like this investigated and know the outcome so I don't have to worry if my other creditors will do the same thing. It seems very crooked and should be illegal when a contract is changed by the holder.

Bill
Battle Creek, Michigan
U.S.A.

This report was posted on Ripoff Report on 07/17/2004 07:06 AM and is a permanent record located here: https://www.ripoffreport.com/reports/aaa-financial-services/wilmington-delaware-19850/aaa-financial-services-ripoff-wilmington-delaware-99301. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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