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Report: #931004

Complaint Review: ACS Incorp - Internet Internet

  • Submitted:
  • Updated:
  • Reported By: DHJohnson — Birmingham Alabama United States of America
  • ACS Incorp Internet United States of America

ACS Incorp Alleges legal prosecution for a payday loan , Internet

*Consumer Suggestion: fight back and file complaints with govt agencies

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On Friday, August 17th I received a call at work from someone saying his name was Mr. Hodgins and that a complaint was coming into his office about me stating the last 4 digits of my social security number.  I asked him what was his company name and all he would state is that it was Corporate Office.  I told him if he had a complaint then to send me something in writing and I will take care of it.  He then asked for my address, I told him if he has a legitimate complaint in his office then he should already know my contact info and terminated the call.

He immediately called back saying that this was a very important matter and that I should speak to his supervisor.  Another man came on the phone stating to me about a complaint.  I now told this so called supervisor who would not give me his name that if its a matter that needs my attention to send it in writing and I will gladly take care of it.  He said that there is nothing in writing to send.  I informed him legally he has to submit the complaint in writing if I requested it and terminated the phone call.

For 45 minutes they continued to call my office and harass the receptionist with profane language and threaten to have me arrested.  Today this morning and now this afternoon I get the following email:

CASE FILE : K9755462
LOAN INFORMATION
                
DUE AMOUNT-$944.67
LOAN COMPANY- ACS Incorp.
You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
 
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
 
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at 1803 430 9000 between 9.30 to 6.30 (EST).
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON   +1-803-430-9000
UNITED STATES OF ATTORNEY
Copyright 2006 ACS | Privacy | Terms of use
--------------------------------------------------------------------------------
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

This report was posted on Ripoff Report on 08/22/2012 01:01 PM and is a permanent record located here: https://www.ripoffreport.com/reports/acs-incorp/internet/acs-incorp-alleges-legal-prosecution-for-a-payday-loan-internet-931004. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

fight back and file complaints with govt agencies

AUTHOR: tom - (USA)

POSTED: Friday, August 24, 2012
I am not an attorney.  This is friendly advise.

First off This is probably a scam.  Just in case they got the wrong person.  I would try to tape the calls coming from this company.  There are devices that can record calls. 

I would file a complaint and a copy of the email with the attorney general of your state.  You need to create an audit trail of paper and complaints with various government agencies.  In case they do decide to sue.  Now, there are attorney's out there that will handle a case on a contingency basis.

They are NACA attorney's  I would also go to Debtorboards.  They are a com extension.  They can offer you free advise.  Most responses are not attorney's.  but people that have experience with dirtbag collectors and their tactics.


 There is a new agency with the Federal Government called





I would file complaints with the consumer Financial Protection Bureau, Federal Trade Commission and your state attorney General.

If these calls still happen at your job.  I would try to file a complaint with the police.  Tape the calls 

DO NOT GIVE THEM ANY INFORMATION.-------------NOTHING NO BANK ACCOUNT NUMBERS ETC.

That is a mistake trying to settle with them.  They do not send letters of agreement or receipts. You would be reseting the Statute of Limitations by paying them.

I wish you good luck.  You do not have to take their cussing and threats.  They are extortionists  They will liar and threaten.  Don't fall for it.

Please keep us posted.  If you get the proof on tape.  You also need to send them a Debt validation letter.  They have 30 days to respond. When they don't hit them with the agency complaints.

Remember tape the calls, and file complaints.  NACA attorney's love cases where they threaten consumers on tape. They are slam dunk cases with money in both of your pockets.
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